Well Fargo has closed my accounts and held all of my business account and personal money!! They will not release it for 2 weels!! I have been left with not a nickel to eat with and they seem insensitive to my situation. I did nothing to have my relationship closed, and they even closed business accounts I was not an owner of, which means they failed to look at business documents! I got no 30 day warning that my business accounts were going to be shut down so that I could have a fair chance to move my business accounts, I cant even operate my business! This bank is horrible, I had been with them for such a long time as well! Good going Wells, you basically took me from having a comfortable life to under poverty level in one day. Best believe I will get an attorney for this!
Wells Fargo. has become so big that no one that you talk to has the power to do anything helpful.
I dont usually complain about much but since they have no intention of changing their ways and I cant afford an attorney here I am.
I have been fighting with the IRS another good group of people but after not filing a few years of taxes they have levied my account at wells fargo multiple times I earned that understandably.
Everytime they do it there is no phone call/ no notice from the bank and occasionaly I get a notice from the IRS letting me know they are about to use the force of government against me.
My issue with wells Fargo is this. the IRS applied 4 bank levys against my account at Wells Fargo. even if I dont have money in my account they still manage to overdraw my account. Suprisingly the IRS usually does not get the lions share of what is not in my account. Wells Fargo does.
Here is an Example ( This is one of Multiple Examples)
05/18/15 LEGAL ORDER FEE DEBIT CASE# 47692215 Wells Fargo $125.00
05/18/15 LEGAL ORDER DEBIT - CONTACT Internal Revenue Service (949) 389-4280 - Case# 476****** $19.13
So as you can see the IRS is getting less than $19.13,
Listen I know I owe the IRS and I am already in a payment plan with them but yet this keeps happening.
Wells Fargo legal Dept: (The IRS placed this levy against your account and we have to enforce it even if you have an existing payment plan in place)
Me: So I tell them let me get this straight. you are paying them and yourselves money that I dont even have in my account.
Wells Fargo legal Dept: (Yes sir they are the IRS so we have to pay them.)
Me: Even though I dont have the money in my account?
Wells Fargo legal Dept: Yes
Me: You realize that you have paid more to yourself meaning Wells Fargo then you paid to the IRS? are able to see what is in my account right now?
Wells Fargo legal Dept: Yes
Me: Click
So here is how this works out
05/20/15 OVERDRAFT FEE FOR A TRANSACTION POSTED ON 05/19 $1.99 PURCHASE AUTHORI ZED ON 05/19 GOOGLE *Google Sto GOOGLE.C $35.00
05/19/15 PURCHASE AUTHORIZED ON 05/19 GOOGLE *Google Sto GOOGLE.COM/CH CA S385138711725663 CARD 3783 $1.99
05/19/15 OVERDRAFT FEE FOR A TRANSACTION POSTED ON 05/18 $68.03 PURCHASE AUTHORI ZED ON 05/15 GEARBOX MODEL INC. FULLERTO $35.00
05/18/15 OVERDRAFT XFER FROM CREDIT CARD OR LINE $82.00
Not only does Wells Fargo get their $125.00 in addition to that they get all of the overdraft fees on top of it. and they refuse to credit back those funds or the $125 legal fee they charged me.
Keep in mind at the time they did this I had just paid bills so there was not even enough in my account to cover the $125. which since it is their bank they can see.
Wells Fargo Total Abuse = $195.00 (Paid by funds that I did not even have in account)
I did a mortgage re-fi with a Wells Fargo's predecessor Bank.
I was offered a CODI rate plus a margin of 2.65%, equivalent to roughly 2.75% today.
The rate I am being charged is now 3.45%. Wells told me they have the right as a national bank to set my mortgage rate at any figure they want with no recourse or discussion or arbitration. For them, they say, the rules of contract law do not apply. The figure they chose gives them an automatic monthly profit of an additional $350/month, approximately, or over $30,000 for the life of my loan thus far.
Today I heard that Wells is being charged by the feds with adding additional banking fees to customers' banking accounts, again with no notice.
Suggest you check your mortgage rate. If it is higher than what you were guaranteed in your contract, consider writing your congressional rep and file a complaint. The Attorney General's office in your state may also be able to help.
Purchased a certified check for rent first month rent for move in and found out that the condo I was going to rent had infestation of roaches and ants in the whole building. These condos are privately owned which means that not every owner will spray for these diseased insets. My husband went to the bank and tried to get our money refunded and wells Fargo would not refund because they stated that it was federally regulated. So, this management company has my security deposit and rent. And I didn't move in and will not live with these rodents. My husband and I are on social security and have no other income, so we have not only been ripped off by WELL FARGO BUT ECHO SUMMIT PROPERTY.
It started about 4 months ago. Wells Fargo started posting checks and arch transactions to my account on Sundays. BUT this was only done in the beginning of the month when my social security was due to be deposited. When the account reconciled on Monday night they charged a fee even though the money was there from social security. Then I noticed the put soccial security in as a pending check so my funds were not really available until the day after they were deposited. I schedule all my payments for the 3rd of each month to avoid any fees. Social security says noney to be deposited as cash which means available the same day, not as a pending check. This month they really socked it to me with 600 in fees. Again these games only seem to happen at pay time. Did file a complaint with the OCC and the gov't consumer finance agency.
They do not add credit cards to your online account , presumably so they can find you not making payments and then send the account to collections with out notification. The end result is that your credit becomes damaged and they can charge higher interest rates. When confronted on this they threaten to ban you from ever having a Wells Fargo credit card ever again.
Me and my husband are planning to buy Condo/Townhouse in Milpitas. We applied for loan from wellsfargo and put a loan contingency on our house deal. Wellsfargo Gave us Loan Approval Letter and we removed the Loan contingency after verifying from them 2 times via E-mail and 2 times on call.
After removal of Loan Contingency Wellsfargo comes and says the whole Community requires flood insurance for 69,xxx,xxx $. We got a Certificate from City of Milpitas stating the community is not in a Flood Zone. FEMA map says it is not in the flood zone. HOA documents says it is not in Flood Zone However Wellsfargo has chosen to refuse all these documents.
We are now stuck with our approx 21000$ in Escrow Account and also removed all contingencies . What bothers me the most is that if this was an issue why did the wellsfargo not do investigation before giving us the LOAN COMMITMENT LETTER.
Due to their negligence .I am under such a mental stress . I cannot afford to loose 21000$. Sellers are being un-cooperative with us too. Wellsfargo is refusing to take any responsibility for this. They do not receive calls and we are being treated so badly. Can someone please help us. Is there anything we can do. We have all the required proofs and dates . This is the worst bank and request all my friends to not bother to apply mortgage from here ever.
Can't anything be done about all these predatory banking practices with pernicious fees that are bleeding us all to death? As a small business owner, I can only say that banking with Wells Fargo has been an unrelenting nightmare. They seem hell bent on blocking each and every avenue for small business to be able to thrive. Not one of their banking policies is designed to help business, but instead to block progress and bleed you to death with fees. Here is more on what Wells Fargo and many other banks are actually doing to put us all in the poorhouse....cracked.com/article_21009_5-d*-moves-your-bank-pulls-you-wont-believe-are-legal.html
Yo abri una cuenta con Tanya y Mickey bankeros de wellsfargo ellos me han mentido en sus me abrieron una cuenta de servicios con wellsfargo merchant services y me fueron a buscar a mi casa para firmar los documentos por lo tanto e tenido muchas quejas en referente esos dos bankeros e hablado con los supervisores y distrito managers Shawn Greece se llama el distrito manager y con referente la maquina de merchant services me transfieren de persona a persona manager a manager y no ayuda solo se lavan las manos y me cambian differente conversacion cada vez que hablo son nada profesionales todos especialmente los brokers Tanya y Mickey Tanya me insulto por el telefono porque yo estoy reclamando $5000 que ese banko me esta robando. Para dar mas informacion yo soy agente de seguros y vendobaseguranzas 3 clientes mios llamaron para reclamar 3differentes transactiones con un total de $2303 y unos centavos aproximadamente por que veo mi cuenta y cada vez me quitan mi dinero .So lo que paso es que los 3 clientes estan asegurados con tercera compania osea differentes companias yo soy broker nomad. So de los tres clientes dos clientes llamaron y dijeron era un error que ellos no querian cancelar su poliza nisiquiera disputar ninguna transaccion so yo no sabia lo q estaba pasando porque yo tenia q pagar lo que los clientes han pagado para sus coverturas de sus carros ami nunca me exp mom ico Mickey ni Tanya de charge backs ni colleccions o nada de eso. So lo que paso es que yo averigue y solo un cliente cancelo su poliza porq vendio su carro el siguiente dia q compro su poliza entonces Allstar ocean harbor company le regreso su dinero en checke. Pero los Merchant Service company disen que yo tengo que pagarles a ellos ese dinerode esos 3clientes inclusive wellsfargo merchant services me devolvio el dinero $2303 a mi cuenta porque ellos recibieron prueba mia que no era mi culpa y que no habia nada encontra mio.Ahora resulta que dise wellsfargo merchant services que les debo $2303 de collecciones yo enojada les dije porque y ellos no tienen rason nonguna ahora yo llame y cancelle sus malos muy malos servicios y me estan cobrando $500 de cancellacion y $3000 de financiamiento mas $2303 de collecciones. Y ya me han quitado $847de un cliente que me pago con tarjeta para aser su pago mensual y $151 de mis ahorros estoy muy mal porque me estan robando. Y por xausa de eso me estoy iendo q bancarota. Ya no tengo dinero para seguir mi negocio estoy cerrando porque no me alcanza para pagar mi renta y nadie me quiere aser prestamos porque wellsfargo merchant services y wellsfargo bank me han reportado a check systems necesito ayuda es injusto. Y mi cuenta edta negativa por $1000 no se que aser . Me estan robando.
Wells Fargo Bank Reviews
Well Fargo has closed my accounts and held all of my business account and personal money!! They will not release it for 2 weels!! I have been left with not a nickel to eat with and they seem insensitive to my situation. I did nothing to have my relationship closed, and they even closed business accounts I was not an owner of, which means they failed to look at business documents! I got no 30 day warning that my business accounts were going to be shut down so that I could have a fair chance to move my business accounts, I cant even operate my business! This bank is horrible, I had been with them for such a long time as well! Good going Wells, you basically took me from having a comfortable life to under poverty level in one day. Best believe I will get an attorney for this!
Wells Fargo. has become so big that no one that you talk to has the power to do anything helpful.
I dont usually complain about much but since they have no intention of changing their ways and I cant afford an attorney here I am.
I have been fighting with the IRS another good group of people but after not filing a few years of taxes they have levied my account at wells fargo multiple times I earned that understandably.
Everytime they do it there is no phone call/ no notice from the bank and occasionaly I get a notice from the IRS letting me know they are about to use the force of government against me.
My issue with wells Fargo is this. the IRS applied 4 bank levys against my account at Wells Fargo. even if I dont have money in my account they still manage to overdraw my account. Suprisingly the IRS usually does not get the lions share of what is not in my account. Wells Fargo does.
Here is an Example ( This is one of Multiple Examples)
05/18/15 LEGAL ORDER FEE DEBIT CASE# 47692215 Wells Fargo $125.00
05/18/15 LEGAL ORDER DEBIT - CONTACT Internal Revenue Service (949) 389-4280 - Case# 476****** $19.13
So as you can see the IRS is getting less than $19.13,
Listen I know I owe the IRS and I am already in a payment plan with them but yet this keeps happening.
Wells Fargo legal Dept: (The IRS placed this levy against your account and we have to enforce it even if you have an existing payment plan in place)
Me: So I tell them let me get this straight. you are paying them and yourselves money that I dont even have in my account.
Wells Fargo legal Dept: (Yes sir they are the IRS so we have to pay them.)
Me: Even though I dont have the money in my account?
Wells Fargo legal Dept: Yes
Me: You realize that you have paid more to yourself meaning Wells Fargo then you paid to the IRS? are able to see what is in my account right now?
Wells Fargo legal Dept: Yes
Me: Click
So here is how this works out
05/20/15 OVERDRAFT FEE FOR A TRANSACTION POSTED ON 05/19 $1.99 PURCHASE AUTHORI ZED ON 05/19 GOOGLE *Google Sto GOOGLE.C $35.00
05/19/15 PURCHASE AUTHORIZED ON 05/19 GOOGLE *Google Sto GOOGLE.COM/CH CA S385138711725663 CARD 3783 $1.99
05/19/15 OVERDRAFT FEE FOR A TRANSACTION POSTED ON 05/18 $68.03 PURCHASE AUTHORI ZED ON 05/15 GEARBOX MODEL INC. FULLERTO $35.00
05/18/15 OVERDRAFT XFER FROM CREDIT CARD OR LINE $82.00
Not only does Wells Fargo get their $125.00 in addition to that they get all of the overdraft fees on top of it. and they refuse to credit back those funds or the $125 legal fee they charged me.
Keep in mind at the time they did this I had just paid bills so there was not even enough in my account to cover the $125. which since it is their bank they can see.
Wells Fargo Total Abuse = $195.00 (Paid by funds that I did not even have in account)
I did a mortgage re-fi with a Wells Fargo's predecessor Bank.
I was offered a CODI rate plus a margin of 2.65%, equivalent to roughly 2.75% today.
The rate I am being charged is now 3.45%. Wells told me they have the right as a national bank to set my mortgage rate at any figure they want with no recourse or discussion or arbitration. For them, they say, the rules of contract law do not apply. The figure they chose gives them an automatic monthly profit of an additional $350/month, approximately, or over $30,000 for the life of my loan thus far.
Today I heard that Wells is being charged by the feds with adding additional banking fees to customers' banking accounts, again with no notice.
Suggest you check your mortgage rate. If it is higher than what you were guaranteed in your contract, consider writing your congressional rep and file a complaint. The Attorney General's office in your state may also be able to help.
Purchased a certified check for rent first month rent for move in and found out that the condo I was going to rent had infestation of roaches and ants in the whole building. These condos are privately owned which means that not every owner will spray for these diseased insets. My husband went to the bank and tried to get our money refunded and wells Fargo would not refund because they stated that it was federally regulated. So, this management company has my security deposit and rent. And I didn't move in and will not live with these rodents. My husband and I are on social security and have no other income, so we have not only been ripped off by WELL FARGO BUT ECHO SUMMIT PROPERTY.
It started about 4 months ago. Wells Fargo started posting checks and arch transactions to my account on Sundays. BUT this was only done in the beginning of the month when my social security was due to be deposited. When the account reconciled on Monday night they charged a fee even though the money was there from social security. Then I noticed the put soccial security in as a pending check so my funds were not really available until the day after they were deposited. I schedule all my payments for the 3rd of each month to avoid any fees. Social security says noney to be deposited as cash which means available the same day, not as a pending check. This month they really socked it to me with 600 in fees. Again these games only seem to happen at pay time. Did file a complaint with the OCC and the gov't consumer finance agency.
They do not add credit cards to your online account , presumably so they can find you not making payments and then send the account to collections with out notification. The end result is that your credit becomes damaged and they can charge higher interest rates. When confronted on this they threaten to ban you from ever having a Wells Fargo credit card ever again.
Me and my husband are planning to buy Condo/Townhouse in Milpitas. We applied for loan from wellsfargo and put a loan contingency on our house deal. Wellsfargo Gave us Loan Approval Letter and we removed the Loan contingency after verifying from them 2 times via E-mail and 2 times on call.
After removal of Loan Contingency Wellsfargo comes and says the whole Community requires flood insurance for 69,xxx,xxx $. We got a Certificate from City of Milpitas stating the community is not in a Flood Zone. FEMA map says it is not in the flood zone. HOA documents says it is not in Flood Zone However Wellsfargo has chosen to refuse all these documents.
We are now stuck with our approx 21000$ in Escrow Account and also removed all contingencies . What bothers me the most is that if this was an issue why did the wellsfargo not do investigation before giving us the LOAN COMMITMENT LETTER.
Due to their negligence .I am under such a mental stress . I cannot afford to loose 21000$. Sellers are being un-cooperative with us too. Wellsfargo is refusing to take any responsibility for this. They do not receive calls and we are being treated so badly. Can someone please help us. Is there anything we can do. We have all the required proofs and dates . This is the worst bank and request all my friends to not bother to apply mortgage from here ever.
Can't anything be done about all these predatory banking practices with pernicious fees that are bleeding us all to death? As a small business owner, I can only say that banking with Wells Fargo has been an unrelenting nightmare. They seem hell bent on blocking each and every avenue for small business to be able to thrive. Not one of their banking policies is designed to help business, but instead to block progress and bleed you to death with fees. Here is more on what Wells Fargo and many other banks are actually doing to put us all in the poorhouse....cracked.com/article_21009_5-d*-moves-your-bank-pulls-you-wont-believe-are-legal.html
Yo abri una cuenta con Tanya y Mickey bankeros de wellsfargo ellos me han mentido en sus me abrieron una cuenta de servicios con wellsfargo merchant services y me fueron a buscar a mi casa para firmar los documentos por lo tanto e tenido muchas quejas en referente esos dos bankeros e hablado con los supervisores y distrito managers Shawn Greece se llama el distrito manager y con referente la maquina de merchant services me transfieren de persona a persona manager a manager y no ayuda solo se lavan las manos y me cambian differente conversacion cada vez que hablo son nada profesionales todos especialmente los brokers Tanya y Mickey Tanya me insulto por el telefono porque yo estoy reclamando $5000 que ese banko me esta robando. Para dar mas informacion yo soy agente de seguros y vendobaseguranzas 3 clientes mios llamaron para reclamar 3differentes transactiones con un total de $2303 y unos centavos aproximadamente por que veo mi cuenta y cada vez me quitan mi dinero .So lo que paso es que los 3 clientes estan asegurados con tercera compania osea differentes companias yo soy broker nomad. So de los tres clientes dos clientes llamaron y dijeron era un error que ellos no querian cancelar su poliza nisiquiera disputar ninguna transaccion so yo no sabia lo q estaba pasando porque yo tenia q pagar lo que los clientes han pagado para sus coverturas de sus carros ami nunca me exp mom ico Mickey ni Tanya de charge backs ni colleccions o nada de eso. So lo que paso es que yo averigue y solo un cliente cancelo su poliza porq vendio su carro el siguiente dia q compro su poliza entonces Allstar ocean harbor company le regreso su dinero en checke. Pero los Merchant Service company disen que yo tengo que pagarles a ellos ese dinerode esos 3clientes inclusive wellsfargo merchant services me devolvio el dinero $2303 a mi cuenta porque ellos recibieron prueba mia que no era mi culpa y que no habia nada encontra mio.Ahora resulta que dise wellsfargo merchant services que les debo $2303 de collecciones yo enojada les dije porque y ellos no tienen rason nonguna ahora yo llame y cancelle sus malos muy malos servicios y me estan cobrando $500 de cancellacion y $3000 de financiamiento mas $2303 de collecciones. Y ya me han quitado $847de un cliente que me pago con tarjeta para aser su pago mensual y $151 de mis ahorros estoy muy mal porque me estan robando. Y por xausa de eso me estoy iendo q bancarota. Ya no tengo dinero para seguir mi negocio estoy cerrando porque no me alcanza para pagar mi renta y nadie me quiere aser prestamos porque wellsfargo merchant services y wellsfargo bank me han reportado a check systems necesito ayuda es injusto. Y mi cuenta edta negativa por $1000 no se que aser . Me estan robando.