Vance and Huffman, LLC reported to the credit reporting agencies that I owe a debt of approximately $6800. I paid this debt in a settlement agreement in 2009 or 2010. On October 2, 2014, Vance and Huffman,LLC erreoneously and maliciously reported to the credit reporting agencies that I have a debt collection of $6800. This is far from the truth. This loan was satisfied 5 years ago and is stated so on my credit report by the loan originator.
Due to Vance and Huffman's lack of due diligence, they failed to due the proper and necessary research to determine if the account that they purchased was valid. Due to their apparent lack of internal controls and organizational development their sloppiness caused my credit score to drop significantly.
Vance and Huffman alleges that they purchased this account from "City View" - I believe. I have never done business with this organization or any oranization with a similar name (to my knowledge). When I asked Vance and Huffman, LLC if it were possible that the purchased a bad or fraudulent account, their retort to me was that maybe I settled with a fraudulent company. How could the loan originator be a fraudulent company? They gave me the loan!
Vance and Huffman proceeded by inquiring if I wanted to settle with them. Outraged, I firmly nstated that I would not pay for a loan twicw as I had already settled this account in 2009/10.
I find Vance and Huffman's collection tactics unscrupulous and disingenious. The fact that this company can try to place the onus on the consumer to prove that a debt is valid and/or paid without doing their due diligence before they make the purchase of an account and then reporting this to credit reporting agencies or bureaus is bad practice, slanderous, and not with liable as it damages people's credit scores and lives.
Vance & Huffman LLC Reviews
Vance and Huffman, LLC reported to the credit reporting agencies that I owe a debt of approximately $6800. I paid this debt in a settlement agreement in 2009 or 2010. On October 2, 2014, Vance and Huffman,LLC erreoneously and maliciously reported to the credit reporting agencies that I have a debt collection of $6800. This is far from the truth. This loan was satisfied 5 years ago and is stated so on my credit report by the loan originator.
Due to Vance and Huffman's lack of due diligence, they failed to due the proper and necessary research to determine if the account that they purchased was valid. Due to their apparent lack of internal controls and organizational development their sloppiness caused my credit score to drop significantly.
Vance and Huffman alleges that they purchased this account from "City View" - I believe. I have never done business with this organization or any oranization with a similar name (to my knowledge). When I asked Vance and Huffman, LLC if it were possible that the purchased a bad or fraudulent account, their retort to me was that maybe I settled with a fraudulent company. How could the loan originator be a fraudulent company? They gave me the loan!
Vance and Huffman proceeded by inquiring if I wanted to settle with them. Outraged, I firmly nstated that I would not pay for a loan twicw as I had already settled this account in 2009/10.
I find Vance and Huffman's collection tactics unscrupulous and disingenious. The fact that this company can try to place the onus on the consumer to prove that a debt is valid and/or paid without doing their due diligence before they make the purchase of an account and then reporting this to credit reporting agencies or bureaus is bad practice, slanderous, and not with liable as it damages people's credit scores and lives.