Openroad Lending sent me a pre-qualified letter also. After applying and being approved at a different rate than what was initially offered, only saving $15.00 a month, I decided it was a waste of time. I initially was told that I can save $100.00 a month which was very eye catching.........Don't believe the hype!
THIS IS A WARNING TO ANYONE THINKING OF USING OPEN ROAD LENDING. DONT DO IT. I MADE THE UNFORTUNATE DECISION TO USE THEM AND TOLD THEM WHATEVER TERM I HAVE WITH MY CURRENT LENDER IS HOW I WANT TO REFINANCE SO IF I HAVE 42 MONTHS OF PAYMENTS WHEN I REFI I WANT THE SAME 42 MONTHS WITH A LOWER INTEREST RATE. ASHLEY GRISMORE SAYS SHE UNDERSTANDS THIS AND THEN WE STARTED THE PROCESS. THE PROCESS IS VERY CONFUSING AND I JUST FILLED OUT PAPERWORK, SIGNED PAPERWORK ETC. AT THE END OF IT THEY REFINANCED OUR CAR FOR APPX $100 A MONTH LESS BUT FOR A TERM OF 60 MONTHS. THIS ISNT WHAT WE WANTED WHEN I CALLED TO TELL HER THIS SHE SAY YOU SIGNED THE PAPERWORK AND ITS TOO LATE TO DO ANYTHING DIFFERENT NOW AND SHE SAYS SHE WAS NEVER TOLD THAT WE WANTED IT FOR THE SAME AMOUNT OF TIME, THATS A LIE. OF COURSE THIS WAS TOLD TO HER VERBALLY SO I HAVE NO RECOURSE, I SHOULDVE KNOWN BETTER. NOW I HAVE TO PAY FOR A LONGER TIME AND REALLY ACCOMPLISHED NOTHING EXCEPT PAYING MORE TO THEM. IM SO SAD, I WAS NEARLY SUICIDAL PRIOR TO DOING THIS REFI CAUSE OF OUR FINANCES AND WE ARE STRUGGLING AND ALMOST ABOUT TO LOSE OUR HOME AND IM SO SAD AND NOW THIS. WE GOT DUPPED BY THIS COMPANY. I AM SO MAD, SAD AND ANGRY. SO I WANT TO PREVENT IT FROM HAPPENING TO SOMEONE ELSE. IF ISNT IN WRITTING AND YOU DONT HAVE PROOF THESE INTERNET COMPANY CAN TWIST IT AROUND SO THAT IT BENEFITS THEM. OH BY THE WAY I ONLY GOT THE TRUTH IN LENDING AFTER THEY MADE ALLT HE CHANGES FROM WHO I HAD THE LOAN WITH TO THEM. THAT IS WHEN I KNEW IT WAS FOR 60 MONTHS AND NOT THE 42 WE ASKED THEM FOR. SHE IS A LIAR THEY ALL ARE THERE AND SELF SERVEING OFF THE BACKS OF POOR PEOPLE WHO ARE TRYING MAKE THINGS BETTER. WHEN I ASKED HER IN THE BEGINNING OF ALL THIS CAN THEY HELP US AND WHAT WE WANTED WAS FOR THE SAME AMOUNT OF TIME WE HAVE LEFT AT CURRENT FINANCING COMPANY AND A LOWER RATE SHE SAID YES THEY CAN DO THAT NO PROBLEM. WHAT I GOT WAS ALONGER TERM AND ONLY $100 PER MONTH LESS BUT ITS NOT REALLY LESS AT ALL ITS MORE IN FACT CAUSE NOW ITS FOR 60 MONTHS, WHICH GIVES THEN THE MONEY. ALSO THEY APPLIED A GAP FEE OF $699 WHICH WASNT EXLAINED TO US NOR WAS ANY OF THE PAPERWORK WE SIGNED, WE SIGNED IT CAUSE WE A VERBAL UNDERSTANDING OF WHAT WE WANTED AND THOUGHT THAT WAS WHAT WE WHERE SIGNING FOR. BUYER BEWARE ESPECIALLY OVER THE INTERNET. IM VERY UPSET BY ALL THIS NOW I DONT KNOW WHTA TO DO. GOD BLESS FOR THIS WORLD IS SUCH A SAD UNTRUSTING PLACE NOW.
OpenRoad Lending Reviews
Openroad Lending sent me a pre-qualified letter also. After applying and being approved at a different rate than what was initially offered, only saving $15.00 a month, I decided it was a waste of time. I initially was told that I can save $100.00 a month which was very eye catching.........Don't believe the hype!
THIS IS A WARNING TO ANYONE THINKING OF USING OPEN ROAD LENDING. DONT DO IT. I MADE THE UNFORTUNATE DECISION TO USE THEM AND TOLD THEM WHATEVER TERM I HAVE WITH MY CURRENT LENDER IS HOW I WANT TO REFINANCE SO IF I HAVE 42 MONTHS OF PAYMENTS WHEN I REFI I WANT THE SAME 42 MONTHS WITH A LOWER INTEREST RATE. ASHLEY GRISMORE SAYS SHE UNDERSTANDS THIS AND THEN WE STARTED THE PROCESS. THE PROCESS IS VERY CONFUSING AND I JUST FILLED OUT PAPERWORK, SIGNED PAPERWORK ETC. AT THE END OF IT THEY REFINANCED OUR CAR FOR APPX $100 A MONTH LESS BUT FOR A TERM OF 60 MONTHS. THIS ISNT WHAT WE WANTED WHEN I CALLED TO TELL HER THIS SHE SAY YOU SIGNED THE PAPERWORK AND ITS TOO LATE TO DO ANYTHING DIFFERENT NOW AND SHE SAYS SHE WAS NEVER TOLD THAT WE WANTED IT FOR THE SAME AMOUNT OF TIME, THATS A LIE. OF COURSE THIS WAS TOLD TO HER VERBALLY SO I HAVE NO RECOURSE, I SHOULDVE KNOWN BETTER. NOW I HAVE TO PAY FOR A LONGER TIME AND REALLY ACCOMPLISHED NOTHING EXCEPT PAYING MORE TO THEM. IM SO SAD, I WAS NEARLY SUICIDAL PRIOR TO DOING THIS REFI CAUSE OF OUR FINANCES AND WE ARE STRUGGLING AND ALMOST ABOUT TO LOSE OUR HOME AND IM SO SAD AND NOW THIS. WE GOT DUPPED BY THIS COMPANY. I AM SO MAD, SAD AND ANGRY. SO I WANT TO PREVENT IT FROM HAPPENING TO SOMEONE ELSE. IF ISNT IN WRITTING AND YOU DONT HAVE PROOF THESE INTERNET COMPANY CAN TWIST IT AROUND SO THAT IT BENEFITS THEM. OH BY THE WAY I ONLY GOT THE TRUTH IN LENDING AFTER THEY MADE ALLT HE CHANGES FROM WHO I HAD THE LOAN WITH TO THEM. THAT IS WHEN I KNEW IT WAS FOR 60 MONTHS AND NOT THE 42 WE ASKED THEM FOR. SHE IS A LIAR THEY ALL ARE THERE AND SELF SERVEING OFF THE BACKS OF POOR PEOPLE WHO ARE TRYING MAKE THINGS BETTER. WHEN I ASKED HER IN THE BEGINNING OF ALL THIS CAN THEY HELP US AND WHAT WE WANTED WAS FOR THE SAME AMOUNT OF TIME WE HAVE LEFT AT CURRENT FINANCING COMPANY AND A LOWER RATE SHE SAID YES THEY CAN DO THAT NO PROBLEM. WHAT I GOT WAS ALONGER TERM AND ONLY $100 PER MONTH LESS BUT ITS NOT REALLY LESS AT ALL ITS MORE IN FACT CAUSE NOW ITS FOR 60 MONTHS, WHICH GIVES THEN THE MONEY. ALSO THEY APPLIED A GAP FEE OF $699 WHICH WASNT EXLAINED TO US NOR WAS ANY OF THE PAPERWORK WE SIGNED, WE SIGNED IT CAUSE WE A VERBAL UNDERSTANDING OF WHAT WE WANTED AND THOUGHT THAT WAS WHAT WE WHERE SIGNING FOR. BUYER BEWARE ESPECIALLY OVER THE INTERNET. IM VERY UPSET BY ALL THIS NOW I DONT KNOW WHTA TO DO. GOD BLESS FOR THIS WORLD IS SUCH A SAD UNTRUSTING PLACE NOW.
CHERYL