It is apparent this bank makes their money off people dumb enough to buy into their credit cards. I am one of those. They offered me a Total Visa card but I had to pay 89.00 before activation. I thought I would have a 300.00 credit limit. Was I ever wrong , I had 233.00 credit limit. There was another charge I was not aware of. I refuse to give them one more dime so now it is harassing phone calls all day long. Somehow they have obtained a phone number with my area code. I am filing a complaint with FTC but the joke is on Mid America, I am on disability and not durable.
My finace used his debit card and paid my credit card bill and they accepted the payment. A few weeks following I went to rent a car and my card would not go through. I used another card and later called the company. The CS person stated that the it was a suspicious payment because the payment was not made with my card. They stated that he had to add me to his account in order to make the payment. We did want me added to his account so we both spoke with the CS person and requested that they refund the money to him and he will transfer the money to my account and I can make the payment from my account. They agreed to that but never did it. They now will not refund the money or credit my account. In addition I made the payment on line but they processed it as a Western Union Payment but it was not a Western Union Payment. Everytime we call to try to rectify the situation they try to force my finace to add me to his account.
The charge of an annual maintenance cost $125 from an approved credit limit of $500 is more than a rip off, it's simply outrageous. Other Financial institutions like Discover Bank never charge such maintenance cost. I strongly think this practice by Mid America Bank and Trust Company should be totally condermed and the amount deducted should be refunded to their customers immediately. It's seems like a fraud and draining of the average Americans and other people's pocket.
Mid America Bank & Trust Company Reviews
It is apparent this bank makes their money off people dumb enough to buy into their credit cards. I am one of those. They offered me a Total Visa card but I had to pay 89.00 before activation. I thought I would have a 300.00 credit limit. Was I ever wrong , I had 233.00 credit limit. There was another charge I was not aware of. I refuse to give them one more dime so now it is harassing phone calls all day long. Somehow they have obtained a phone number with my area code. I am filing a complaint with FTC but the joke is on Mid America, I am on disability and not durable.
My finace used his debit card and paid my credit card bill and they accepted the payment. A few weeks following I went to rent a car and my card would not go through. I used another card and later called the company. The CS person stated that the it was a suspicious payment because the payment was not made with my card. They stated that he had to add me to his account in order to make the payment. We did want me added to his account so we both spoke with the CS person and requested that they refund the money to him and he will transfer the money to my account and I can make the payment from my account. They agreed to that but never did it. They now will not refund the money or credit my account. In addition I made the payment on line but they processed it as a Western Union Payment but it was not a Western Union Payment. Everytime we call to try to rectify the situation they try to force my finace to add me to his account.
The charge of an annual maintenance cost $125 from an approved credit limit of $500 is more than a rip off, it's simply outrageous. Other Financial institutions like Discover Bank never charge such maintenance cost. I strongly think this practice by Mid America Bank and Trust Company should be totally condermed and the amount deducted should be refunded to their customers immediately. It's seems like a fraud and draining of the average Americans and other people's pocket.