We contracted with with a company as a silent partner who contracted with Metropolitan Financial Holding, LTD and Goldie Dickey (AKA) Goldie Vicencio Santiago to obtain a Standby Letter of Credit for two million dollars. We deposited money into Metropolitan's business account at Bank of America by way of a ledger to ledger transfer because we also bank at Bank of America. The deposit was made on 11/8/2013. An MOU was signed between both companies on or around 11/7/2013 for the delivery of the SBLC for a fee of $200,000 of which she was supposedly using our $55,000 upfront to obtain and deliver the SBLc and the remaining $145,000 was due 5 days after the SBLC had been monetized by the beneficiary bank. Metropolitan acted as though they were a bank and set us up with an account, an account number and provided us with an online screen shot showing an available and current balance of $55,000.00. (The account was showing $55,000 on 11/7/2013 at 3:59AM even though we didn't actually make the deposit until 11/8/2013). First red flag! On the MOU, it showed that we opened our account on 11/7/2013 at 3:59AM and the account showed a zero balance: available balance: 0.00 / current balance: 0.00. On 12/12/2013, Metropolitan sent us a copy of a swift (MT760) confirmation which was issued by Citibank New York to our beneficiary bank Santander Bank Mexico. Second red flag! The beneficiary bank swift department and the issuing bank Global Trade Division could neither locate the swift reference number, which was located on line 20 of the swift confirmation nor the account that supported the SBLC. It was fraudulent! We attempted to make arrangements to have both bank officers to communicate with each other but only the receiving bank cooperated and Goldie Dickey refused to have her banker at Citibank make contact with the beneficiary bank. We provided Goldie with all the beneficiary bank officers involved contact information but she refused to divulge her bank officer's contact info. Then, on January 22, 2013, we signed a new loan agreement with Metropolitan for $650,000, which was to be funded on the 14th of February and no later than the 21st of February in lieu of the failed SBLC delivery. Once again, the aforementioned dates came and went. No loan and no wire received. Once again, Goldie sent us a copy of two wire receipts for $50,000 each, which as you guest it, both fraudulent! We checked with our bank to confirm if any money had been received and checked the Fed ID on the wire and it to was fraudulent. On 3/7/2013, we sent Goldie a termination letter and requested the immediate return of our money. Goldie had the audacity to tell us that we still had an outstanding loan with Metropolitan because she was owed $145,000 after she spent our $55,000 toward an SBLC that was never delivered. We downloaded a copy of our account statement on 01/03/2013 at 7:38AM and it showed that we opened the our account on 11/7/2013 and the available balance was still showing $55,000 even though Goldie told us she used the $55,000 to obtain the SBLC and sent us a copy of the swift confirmation on 12/12/2013. She has refused to return our money thus far. We fully intend on filing criminal charges for "theft by deception", and "wire fraud". We intend on being in Lawton Oklahoma as soon as Monday to take out a warrant in Magistrate court. Goldie never divulged the fact that she was a convicted felon for real estate fraud and forgery in the state if California. We were unaware that we were dealing with a convicted felon. We also found out that she victimized two other clients that we are aware both of whom invested over $400,000. I have every intension on reporting Goldie to the consumer affairs office and Secretary of State office in Oklahoma and make them aware of fact that Goldie is a convicted felon working in the same field as her criminal past and conducting the same type criminal behavior. The copies of the bank wire were so bad, it's laughable. Please help me shut down her company and put her and her associates out of business and behind bars where she belongs.
I am wondering how all the individuals/entities are coming in contact with Metro Financial. I understand that cutting off the head of the snake is the best way to eliminate them. It also seems logical that she has agents across the country that are playing the middle man/ woman for her and thus bringing her business. We did not know of Goldie or Metro and were brought in contact with her by a source that stated having done many transactions with her or through her company. I believe that the perceived scam may end up at Metro, however it seemingly begins in a multitude of other locations through other individuals selling the the perceived scam to their clients. I think that their identities should also be disclosed, to end this. I also think that there is a legal liability and probably legal ramifications for those that sold the program to their clients and accepting funds and or contracts for commissions and having their clients send funds to Metro. The FBI should be informed as to how everyone was introduced to Metro and sold her program.
I have a very similar story and would like to be in contact with you but, obviously don't want to leave my phone number, name or e-mail address on this site. It would be better for us to work together.
I have a very similar situation going with Goldie and Metro and their agent. It has now been over two and a half years, contacting them and the agent that got us in to this and the person whom they have us talking to now. Phony wires, excuse after excuse. I think it may be a good idea for us to also include the names of the agent or persons that introduced us to Goldie and orchestrated the initial transaction as well as the person(s) working with Goldie, as in our case we have a person that we talk to , who they say works and has worked other deals with Goldie. Total BS Out 150k plus interest, lost business on and on.
If you have been a victim of Goldie Dickey and/or Metropolitan Financial Holdings scams please contact me so we can work together. Please e-mail me: [email protected]
Goldie Dickey is Goldie Santiago, a convicted felon, married to Allen Dicke, also a convicted felon. Randall Kohl and Koray Gurocak are listed as Managing Directors. Dickey is also listed a Founder of Kohls company IEG - Integrated Energy Group Inc. dba IEG Capital, Inc.
We purchased a SBLC, wired the funds to Metro at a BofA account. Metro never acquired the SBLC, and a transaction that should have taken two weeks is ongoing for 5 months now, and after hundreds of excuses, they all of a sudden claim we never sent them any funds. This is the most blatant and easy to disprove lie.
Metropolitan Financial Holdings operates like a bank in the US without being licensed. They claim to be a registered bank in New Zealand, Australia and Panama.
NZ and AUS does not have any valid registration in their banking registries. Panama has a shell corp that fuctions as owner and parent company for the US activity. They are circumventing US banking laws and regulations. This way these criminals can operate in the financial sector.
Metro actually has or had a relationship with Bank of America who handled their customer accounts. We are contacting BofA asking why they are dealing with these fraudsters. We are also in the process of contacting any banking authorities to put an end to these crooks.
Here are some entires about them from other sites:
February 19, 2008
California Woman Sentenced for Real Estate Fraud
Goldie Vicencio Santiago, 28, Redlands, California was sentenced to state prison resulting from felony charges connected to real estate fraud. Santiago appeared in San Bernardino County, Central District, Superior Court Friday, February 8, 2008, and was sentenced, as part of a plea agreement, to sixteen months in state prison for filing a false deed and forgery. The issue of $225,000 in restitution has been reserved for an upcoming hearing.
In May and June 2006, Santiago forged the victim’s name on Quitclaim deeds. She then took out loans against at least two separate parcels of property in the County of San Bernardino, California for approximately $752,000, without the victim’s knowledge. The residential properties were located in the cities of Hesperia and Colton.
On August 11, 2006, Investigators from the San Bernardino County District Attorney’s Real Estate Fraud Unit arrested Santiago at her business located in San Bernardino.
Adrienne Morris May 9, 2008 at 1:55 pm
My brother, Allen Dickey, was dating or supposedly be married to Goldie Santiago. I met her once last year. He tried to get me to let her finance the house I’m trying to buy here in Memphis from her real estate office. I knew something wasn’t right. I’m presently renting to own his home here in Memphis, TN.
Despriate and pissed off. November 9, 2012 at 12:57 pm
This pair Alan and Goldie Dicky, are still involved in fraud. They now live in Lawton OK. and operate a scam bank called Metropolitan Financial Holding.along with some-kind of guest & horse ranch. They are still scamming people. And yes I was conned out of a good sum of money, through their bank. While I was trying to secure a bid-bond on a construction project. “Question” is there anyone out there that can help speed up the process of recovering lost funds ???
Notice: Metropolitan Financial Holdings Limited formerly known as Metropolitan Bancorp
This entity trades using the website:
http://metrofinancialholdings.com/index.php
This company is not licensed or prudentially supervised by the Reserve Bank of New Zealand or any other New Zealand authority. It is not registered as an “Offshore Financial Corporation” as claimed on its website – no such type of entity is recognised under New Zealand law. The company does not have any physical presence in New Zealand.
Metropolitan Financial Holdings Reviews
We contracted with with a company as a silent partner who contracted with Metropolitan Financial Holding, LTD and Goldie Dickey (AKA) Goldie Vicencio Santiago to obtain a Standby Letter of Credit for two million dollars. We deposited money into Metropolitan's business account at Bank of America by way of a ledger to ledger transfer because we also bank at Bank of America. The deposit was made on 11/8/2013. An MOU was signed between both companies on or around 11/7/2013 for the delivery of the SBLC for a fee of $200,000 of which she was supposedly using our $55,000 upfront to obtain and deliver the SBLc and the remaining $145,000 was due 5 days after the SBLC had been monetized by the beneficiary bank. Metropolitan acted as though they were a bank and set us up with an account, an account number and provided us with an online screen shot showing an available and current balance of $55,000.00. (The account was showing $55,000 on 11/7/2013 at 3:59AM even though we didn't actually make the deposit until 11/8/2013). First red flag! On the MOU, it showed that we opened our account on 11/7/2013 at 3:59AM and the account showed a zero balance: available balance: 0.00 / current balance: 0.00. On 12/12/2013, Metropolitan sent us a copy of a swift (MT760) confirmation which was issued by Citibank New York to our beneficiary bank Santander Bank Mexico. Second red flag! The beneficiary bank swift department and the issuing bank Global Trade Division could neither locate the swift reference number, which was located on line 20 of the swift confirmation nor the account that supported the SBLC. It was fraudulent! We attempted to make arrangements to have both bank officers to communicate with each other but only the receiving bank cooperated and Goldie Dickey refused to have her banker at Citibank make contact with the beneficiary bank. We provided Goldie with all the beneficiary bank officers involved contact information but she refused to divulge her bank officer's contact info. Then, on January 22, 2013, we signed a new loan agreement with Metropolitan for $650,000, which was to be funded on the 14th of February and no later than the 21st of February in lieu of the failed SBLC delivery. Once again, the aforementioned dates came and went. No loan and no wire received. Once again, Goldie sent us a copy of two wire receipts for $50,000 each, which as you guest it, both fraudulent! We checked with our bank to confirm if any money had been received and checked the Fed ID on the wire and it to was fraudulent. On 3/7/2013, we sent Goldie a termination letter and requested the immediate return of our money. Goldie had the audacity to tell us that we still had an outstanding loan with Metropolitan because she was owed $145,000 after she spent our $55,000 toward an SBLC that was never delivered. We downloaded a copy of our account statement on 01/03/2013 at 7:38AM and it showed that we opened the our account on 11/7/2013 and the available balance was still showing $55,000 even though Goldie told us she used the $55,000 to obtain the SBLC and sent us a copy of the swift confirmation on 12/12/2013. She has refused to return our money thus far. We fully intend on filing criminal charges for "theft by deception", and "wire fraud". We intend on being in Lawton Oklahoma as soon as Monday to take out a warrant in Magistrate court. Goldie never divulged the fact that she was a convicted felon for real estate fraud and forgery in the state if California. We were unaware that we were dealing with a convicted felon. We also found out that she victimized two other clients that we are aware both of whom invested over $400,000. I have every intension on reporting Goldie to the consumer affairs office and Secretary of State office in Oklahoma and make them aware of fact that Goldie is a convicted felon working in the same field as her criminal past and conducting the same type criminal behavior. The copies of the bank wire were so bad, it's laughable. Please help me shut down her company and put her and her associates out of business and behind bars where she belongs.
Contact
I am wondering how all the individuals/entities are coming in contact with Metro Financial. I understand that cutting off the head of the snake is the best way to eliminate them. It also seems logical that she has agents across the country that are playing the middle man/ woman for her and thus bringing her business. We did not know of Goldie or Metro and were brought in contact with her by a source that stated having done many transactions with her or through her company. I believe that the perceived scam may end up at Metro, however it seemingly begins in a multitude of other locations through other individuals selling the the perceived scam to their clients. I think that their identities should also be disclosed, to end this. I also think that there is a legal liability and probably legal ramifications for those that sold the program to their clients and accepting funds and or contracts for commissions and having their clients send funds to Metro. The FBI should be informed as to how everyone was introduced to Metro and sold her program.
Another victim with similar problems
I have a very similar story and would like to be in contact with you but, obviously don't want to leave my phone number, name or e-mail address on this site. It would be better for us to work together.
Goldie Dickie Metropolitain Holdings Oklahoma
I have a very similar situation going with Goldie and Metro and their agent. It has now been over two and a half years, contacting them and the agent that got us in to this and the person whom they have us talking to now. Phony wires, excuse after excuse. I think it may be a good idea for us to also include the names of the agent or persons that introduced us to Goldie and orchestrated the initial transaction as well as the person(s) working with Goldie, as in our case we have a person that we talk to , who they say works and has worked other deals with Goldie. Total BS Out 150k plus interest, lost business on and on.
FBI Raids this business
http://www.kswo.com/story/26501783/fbi-raids-downtown-lawton-business
Goldie Dickey Metropolitan Finacial Scam
If you have been a victim of Goldie Dickey and/or Metropolitan Financial Holdings scams please contact me so we can work together. Please e-mail me: [email protected]
Goldie Dickey is Goldie Santiago, a convicted felon, married to Allen Dicke, also a convicted felon. Randall Kohl and Koray Gurocak are listed as Managing Directors. Dickey is also listed a Founder of Kohls company IEG - Integrated Energy Group Inc. dba IEG Capital, Inc.
We purchased a SBLC, wired the funds to Metro at a BofA account. Metro never acquired the SBLC, and a transaction that should have taken two weeks is ongoing for 5 months now, and after hundreds of excuses, they all of a sudden claim we never sent them any funds. This is the most blatant and easy to disprove lie.
Metropolitan Financial Holdings operates like a bank in the US without being licensed. They claim to be a registered bank in New Zealand, Australia and Panama.
NZ and AUS does not have any valid registration in their banking registries. Panama has a shell corp that fuctions as owner and parent company for the US activity. They are circumventing US banking laws and regulations. This way these criminals can operate in the financial sector.
Metro actually has or had a relationship with Bank of America who handled their customer accounts. We are contacting BofA asking why they are dealing with these fraudsters. We are also in the process of contacting any banking authorities to put an end to these crooks.
Here are some entires about them from other sites:
February 19, 2008
California Woman Sentenced for Real Estate Fraud
Goldie Vicencio Santiago, 28, Redlands, California was sentenced to state prison resulting from felony charges connected to real estate fraud. Santiago appeared in San Bernardino County, Central District, Superior Court Friday, February 8, 2008, and was sentenced, as part of a plea agreement, to sixteen months in state prison for filing a false deed and forgery. The issue of $225,000 in restitution has been reserved for an upcoming hearing.
In May and June 2006, Santiago forged the victim’s name on Quitclaim deeds. She then took out loans against at least two separate parcels of property in the County of San Bernardino, California for approximately $752,000, without the victim’s knowledge. The residential properties were located in the cities of Hesperia and Colton.
On August 11, 2006, Investigators from the San Bernardino County District Attorney’s Real Estate Fraud Unit arrested Santiago at her business located in San Bernardino.
Adrienne Morris May 9, 2008 at 1:55 pm
My brother, Allen Dickey, was dating or supposedly be married to Goldie Santiago. I met her once last year. He tried to get me to let her finance the house I’m trying to buy here in Memphis from her real estate office. I knew something wasn’t right. I’m presently renting to own his home here in Memphis, TN.
Despriate and pissed off. November 9, 2012 at 12:57 pm
This pair Alan and Goldie Dicky, are still involved in fraud. They now live in Lawton OK. and operate a scam bank called Metropolitan Financial Holding.along with some-kind of guest & horse ranch. They are still scamming people. And yes I was conned out of a good sum of money, through their bank. While I was trying to secure a bid-bond on a construction project. “Question” is there anyone out there that can help speed up the process of recovering lost funds ???
Notice: Metropolitan Financial Holdings Limited formerly known as Metropolitan Bancorp
This entity trades using the website:
http://metrofinancialholdings.com/index.php
This company is not licensed or prudentially supervised by the Reserve Bank of New Zealand or any other New Zealand authority. It is not registered as an “Offshore Financial Corporation” as claimed on its website – no such type of entity is recognised under New Zealand law. The company does not have any physical presence in New Zealand.
rbnz.govt.nz/regulation_and_supervision/cautions_and_notices/4274737.html