Please understand before you read this that I am NOT claiming that MasterCard Corporation "ripped me off".
My issue is that I receive two different MasterCard gift cards for Christmas: one for $100.00 and one for $200.00.
I registered them online and made some online purchase on the $100.00 MC. Later I went to a pharmacy and made a small purchase of a couple of dollars and told the casheir I was not sure of the balance on my two cards and that if the computer did not accept the one card due to have no balance I would use the other card. Well the computer accepted the first card I used so I assumed the balance was okay.
So later I went to a discount fashion store and made a purchase and did the same things: I tried the one card to see
if it had enough balance with the intent to use the other card if the POS computer did not accept the first gift card. But the POS computer did accept the card so again I assumed the balance was okay but figured at this point that I probably had just about used up the balance on the $100.00 card so quit using it before I even checked my balance.
When I did check my balance on the $100.00 MC gift card via the phone number, the recording said I was negative
$13.00 dollars which rather freaked me out because this was a gift card I was using--not a bank checking account that can be overdrawn. From my past experience using many MC gift cards, if there are not funds to cover a purchase at a POS or online, the card is rejected. This has never happened before.
So now, unintentionally I owe MC this $13.00 which is not earh shattering, but they need to improve their computer system to make sure it rejects gift cards that have no balance.
MasterCard Reviews
Please understand before you read this that I am NOT claiming that MasterCard Corporation "ripped me off".
My issue is that I receive two different MasterCard gift cards for Christmas: one for $100.00 and one for $200.00.
I registered them online and made some online purchase on the $100.00 MC. Later I went to a pharmacy and made a small purchase of a couple of dollars and told the casheir I was not sure of the balance on my two cards and that if the computer did not accept the one card due to have no balance I would use the other card. Well the computer accepted the first card I used so I assumed the balance was okay.
So later I went to a discount fashion store and made a purchase and did the same things: I tried the one card to see
if it had enough balance with the intent to use the other card if the POS computer did not accept the first gift card. But the POS computer did accept the card so again I assumed the balance was okay but figured at this point that I probably had just about used up the balance on the $100.00 card so quit using it before I even checked my balance.
When I did check my balance on the $100.00 MC gift card via the phone number, the recording said I was negative
$13.00 dollars which rather freaked me out because this was a gift card I was using--not a bank checking account that can be overdrawn. From my past experience using many MC gift cards, if there are not funds to cover a purchase at a POS or online, the card is rejected. This has never happened before.
So now, unintentionally I owe MC this $13.00 which is not earh shattering, but they need to improve their computer system to make sure it rejects gift cards that have no balance.