I entered into a debt settlement. My Capital one card was the last card that I had to settle. I made an agreement to settle the card. I set up two payments. The first was for $1100, the second was for $300. I was given a confirmation number as well as a date for the two payments. The first payment was taken but the second payment was never taken from my account. HBPL was able to sue me because I missed a payment. I didn't miss a payment. They did not process my payment that was scheduled, confirmed, and documented by my debt settlement company.
My bank account was then garnished without just warning. The entire amount was taken. This caused many checks/ purchases to bounce. The original amount for my credit card was $1200. I have now paid double and don't know when this will stop. I don't know what to do. My bank account was recently seized again.
EDitor's Suggestions on how to get your money back!
HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:
Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.
According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.
If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.
Hosto Buchan Prater And Lawrence Reviews
I entered into a debt settlement. My Capital one card was the last card that I had to settle. I made an agreement to settle the card. I set up two payments. The first was for $1100, the second was for $300. I was given a confirmation number as well as a date for the two payments. The first payment was taken but the second payment was never taken from my account. HBPL was able to sue me because I missed a payment. I didn't miss a payment. They did not process my payment that was scheduled, confirmed, and documented by my debt settlement company.
My bank account was then garnished without just warning. The entire amount was taken. This caused many checks/ purchases to bounce. The original amount for my credit card was $1200. I have now paid double and don't know when this will stop. I don't know what to do. My bank account was recently seized again.
EDitor's Suggestions on how to get your money back!
HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:
Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.
According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.
If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.