On Feb 18th I was working with a dealer to trade in my car because I need a larger vehicle because of just having a child. On Feb 19th I was hit by a Geico customer on the freeway. After the impact the lady tried to leave. I was able to get her license plate and have the police track her down and get her insurance info. After she told the cops one story and the insurance company another if finally came up a month later that Geico agreed to fix my car. They fixed the car but now are refusing to give the value that i lost because the car has been in a car accident and they no longer want to give me the same value for my car because of the car. Geico says that there is no loss in value even though the dealership said that they will not give me the same value. I have spoke to the local rep and his supervisor and they both say they can't do anything. When asked for another supervisor over both of them they refused and said that they make all the calls for the state and they will not give me a name or number for their boss. This is another example of an insurance company that wants to bill you as much as they can but never pay out when it comes down to it.
They are SCUM and the bottom of the barrell. If I hit someone and it was my fault I would expect my insurance company to pay out and make things right. But then again I have a very good insurance company and by reading the reviews of Geico they are nothing but terrible and do not want to ever pay claims.
I was with Geico for about 10 years until September of 2006. I liked them. They gave me a 10% discount every time I renewed my policy.
When I traded in my car for one that required comprehensive insurance, i called them from the dealership. The rate they gave was ridiculously high. I didn't know, at the time, that they had also checked my credit report. A nasty thing to do to a long time customer with a perfect driving record- a 37 yr old female as well.
I should have known. When I bought my house in 2002, I looked into homeowne's from geico, hoping for a discount as I already had auto insurance with them- they turned me down flat due to my credit report. My realtor recommended a local NY Mutual agent and they gave me great, inexpensive homeowner's coverage- no credit report required.
I then called Progressive. They gave me a lower rate on comprehansive-not fantastic- but, again, no credit report required.
I started looking around for lower rates this past February. I was paying Progressive $148 per month. I called Geico and they told me to call back in march- as several instances where people drove into or bumped into me- none were my fault- would disappear from my record. It was also in my favor, thay said, that I handled all of them through the other driver's insurance company.
I waited until this month and got quotes from all over the internet. None were substantially lower and Progressive offered to re-write my policy for much lower- but with a $194 downpayment.
Eventually- I talked to an underwriter at progressive and they came up with a better solution. They would cancel the old policy- with about $70 owing and write a new one, a 6 month pay one- at $70 and change per month. My downpayment being my first month's payment. I had to enroll in auto billing, but that saved $5 per month.
I went with that.
Of course, a few companies have contacted me due to my online search- wanting my business, but they can't beat Progresive's price.
The MOST disturbing email I received was from Geico- the subject line was 'legally required notice'. The email described that my rate was due to my credit report!!! Car insurance should be based on one's driving record, possibly type of car, where garaged, how much driven, and maybe the history of past car insurance payments. I have had continuous coverage since 1988. I don;t see the risk they would undertake- I am not applying for a loan with them.
Now, I imagine is a mark on my credit report.
Geico Sucks. They try to sound inclusive and even push motorcycle insurance. They are the worst!!! Even worse than a higher rate!!! They don't seem to care that I am a safe driver or want my business back.
Geico Insurance Reviews
On Feb 18th I was working with a dealer to trade in my car because I need a larger vehicle because of just having a child. On Feb 19th I was hit by a Geico customer on the freeway. After the impact the lady tried to leave. I was able to get her license plate and have the police track her down and get her insurance info. After she told the cops one story and the insurance company another if finally came up a month later that Geico agreed to fix my car. They fixed the car but now are refusing to give the value that i lost because the car has been in a car accident and they no longer want to give me the same value for my car because of the car. Geico says that there is no loss in value even though the dealership said that they will not give me the same value. I have spoke to the local rep and his supervisor and they both say they can't do anything. When asked for another supervisor over both of them they refused and said that they make all the calls for the state and they will not give me a name or number for their boss. This is another example of an insurance company that wants to bill you as much as they can but never pay out when it comes down to it.
They are SCUM and the bottom of the barrell. If I hit someone and it was my fault I would expect my insurance company to pay out and make things right. But then again I have a very good insurance company and by reading the reviews of Geico they are nothing but terrible and do not want to ever pay claims.
I was with Geico for about 10 years until September of 2006. I liked them. They gave me a 10% discount every time I renewed my policy.
When I traded in my car for one that required comprehensive insurance, i called them from the dealership. The rate they gave was ridiculously high. I didn't know, at the time, that they had also checked my credit report. A nasty thing to do to a long time customer with a perfect driving record- a 37 yr old female as well.
I should have known. When I bought my house in 2002, I looked into homeowne's from geico, hoping for a discount as I already had auto insurance with them- they turned me down flat due to my credit report. My realtor recommended a local NY Mutual agent and they gave me great, inexpensive homeowner's coverage- no credit report required.
I then called Progressive. They gave me a lower rate on comprehansive-not fantastic- but, again, no credit report required.
I started looking around for lower rates this past February. I was paying Progressive $148 per month. I called Geico and they told me to call back in march- as several instances where people drove into or bumped into me- none were my fault- would disappear from my record. It was also in my favor, thay said, that I handled all of them through the other driver's insurance company.
I waited until this month and got quotes from all over the internet. None were substantially lower and Progressive offered to re-write my policy for much lower- but with a $194 downpayment.
Eventually- I talked to an underwriter at progressive and they came up with a better solution. They would cancel the old policy- with about $70 owing and write a new one, a 6 month pay one- at $70 and change per month. My downpayment being my first month's payment. I had to enroll in auto billing, but that saved $5 per month.
I went with that.
Of course, a few companies have contacted me due to my online search- wanting my business, but they can't beat Progresive's price.
The MOST disturbing email I received was from Geico- the subject line was 'legally required notice'. The email described that my rate was due to my credit report!!! Car insurance should be based on one's driving record, possibly type of car, where garaged, how much driven, and maybe the history of past car insurance payments. I have had continuous coverage since 1988. I don;t see the risk they would undertake- I am not applying for a loan with them.
Now, I imagine is a mark on my credit report.
Geico Sucks. They try to sound inclusive and even push motorcycle insurance. They are the worst!!! Even worse than a higher rate!!! They don't seem to care that I am a safe driver or want my business back.
Tracy
Kenmore, New York
U.S.A.