We filed for a claim with foremost insurance company on 2nd of may for damage done to our home by a tree branch falling onto the roof and through our ceiling.
We have yet to receive any settlement from them after we submitted 2 estimates by reputable,licensed contrators on the 5th of may,nor have we received any mitigation for temporary repair.They offered us a "tarp" to cover damage until claim is settled,which is ridiculous and not mitigation.
Also,there are many descrepencies in the first offer versus the last offer.They added recoverable depreciation only to their last offer based on the estimate from one of our contractors but not their first offer with their preferred contractor.Their percentage of recoverable depreciation is 62% which is absolutely unrealistic since we would have to take out a loan just to get our home repaired,fair,i think not.Foremost insurance's adjuster had their estimate done over the phone with their preferred contractor without even surveying the damage personally which is totally unprofesional.Their preferred contractor/s also had bad reviews at the better business bureau and zero positive which raised a red flag,
It is now the 30th of may and we still have a tree branch sticking through our roof and out our ceiling.I have all emails and documentation to support this claims.
There has been nothing but delays in getting our claim settled and the unscrupulous manner in which they have handled the claim is totally unprofessional and seems to reek of fraud in my opinion.
This insurance company is underwritten by farmers insurance group,which i thought would be a great company to do business with,i regret it.This report is just meant to inform others of foremost insurance business practices regarding insurance claims.It is my hope that they will come to an agreement and i can remove this complaint but as of yet there is none after 30 days.
Foremost Insurance Group Reviews
We filed for a claim with foremost insurance company on 2nd of may for damage done to our home by a tree branch falling onto the roof and through our ceiling.
We have yet to receive any settlement from them after we submitted 2 estimates by reputable,licensed contrators on the 5th of may,nor have we received any mitigation for temporary repair.They offered us a "tarp" to cover damage until claim is settled,which is ridiculous and not mitigation.
Also,there are many descrepencies in the first offer versus the last offer.They added recoverable depreciation only to their last offer based on the estimate from one of our contractors but not their first offer with their preferred contractor.Their percentage of recoverable depreciation is 62% which is absolutely unrealistic since we would have to take out a loan just to get our home repaired,fair,i think not.Foremost insurance's adjuster had their estimate done over the phone with their preferred contractor without even surveying the damage personally which is totally unprofesional.Their preferred contractor/s also had bad reviews at the better business bureau and zero positive which raised a red flag,
It is now the 30th of may and we still have a tree branch sticking through our roof and out our ceiling.I have all emails and documentation to support this claims.
There has been nothing but delays in getting our claim settled and the unscrupulous manner in which they have handled the claim is totally unprofessional and seems to reek of fraud in my opinion.
This insurance company is underwritten by farmers insurance group,which i thought would be a great company to do business with,i regret it.This report is just meant to inform others of foremost insurance business practices regarding insurance claims.It is my hope that they will come to an agreement and i can remove this complaint but as of yet there is none after 30 days.