I have had a First Premeire card for over 7 years and have always been under the credit limit. I cancelled my card in March 2014. Tonight I received a phone call from ""unknown' regarding being over the credit limit. When I asked them why, Brian, the rep stated it was because the annual feel and my $15 purchase put me over the credit limit and he wanted to schedule a payment. I told him to close my credit account with them, this was rediculous and I did not want to deal with them again. Also told him I had closed my account in March, however, they did not close it. I also advised him that any negative ""ding"" on my credit report(s) due to their fee is actionable. He tried to convince me to keep my account open. I told him no. Once it was closed he demanded to know how I was going to pay off the balance and he needed to schedule a payment. I hung up on him.
First Premiere charges usary fees. 29% interest is rediculous. Stay far away from them.
First Premiere Bank Reviews
I have had a First Premeire card for over 7 years and have always been under the credit limit. I cancelled my card in March 2014. Tonight I received a phone call from ""unknown' regarding being over the credit limit. When I asked them why, Brian, the rep stated it was because the annual feel and my $15 purchase put me over the credit limit and he wanted to schedule a payment. I told him to close my credit account with them, this was rediculous and I did not want to deal with them again. Also told him I had closed my account in March, however, they did not close it. I also advised him that any negative ""ding"" on my credit report(s) due to their fee is actionable. He tried to convince me to keep my account open. I told him no. Once it was closed he demanded to know how I was going to pay off the balance and he needed to schedule a payment. I hung up on him.
First Premiere charges usary fees. 29% interest is rediculous. Stay far away from them.