These idiots started calling members of my family around Thanksgiving. The claim was that my daughter had done something and now they needed to talk to her before "filing notice of intent" and were coming by her residence or place of employment and she would have to sign documents and show two kinds of id.
They leave a number for her to call and assign her a case number. When the message is ignored the next calls come with a sense of impending emergency if she doesn't call immediately. There have been two or three deadlines that came and went with nothing happening.
I determined within about 15 minutes of the first call that this was a phony debt collection scam. I grew up in the same area of NY and still know people there. I plan on contacting the Erie County District Atty. and the Bar Association of NY York to investigate their attorney.
Deborah Norville on FRONTLINE did a piece on them which should have shut them down but I guess it didn't - my most recent call was this past week.
My story is about the same. I'm getting calls, my wife is getting calls, my son is getting calls and my daughter is getting calls. They claim they have papers that need to be verified and she needs to sign and present them proof of ID. They're coming to the residence or to her place of employment - they claim the debt is hers. She doesn't owe anything!!!!!!
I've saved their one phone number- 956 825 2068 but I put *67 in front of the number and that blocks my number from coming up on their phones. I like to call and either hang up right away or listen while they repeat "check security associates" over and over until they hang up.
Since they can't be sure it's me calling over and over they have to control their tempers in case it isn't me. It's fun being a little thorn in their side. I'm considering hiring an attorney and suing them in New York.
This company has been harrassing me at my work place & my home claiming to represent Bayside Cash Online Loans about an online loan in the amount of $400 from December 2012.
After getting the loan with payment to be deducted from our checking account on a specific date, we noticed charges for fee being taking out of our checking account that were unauthorized for a company claiming they were fees we owed for providing us with an online payday lender. Contacted this company & explained to them we knew nothing of them & had never used their services.
Visited our bank & talked with management explaining the unauthorized charges & it was suggested to us that we fill out fraud papers & close our account & we did just that.
Later we contacted Bayside Cash & explained to them what happened & couldn't get a clear answer concerning the problem. Explained to them that we closed our account due to fraud & that we would not be opening up another & asked how we could get this taken care of not having a checking acct. None the less, they didn't listen...kept telling us they would have to have account information for the pay back of the loan to be taken out but after getting no where with them, told them to send me inquiries by mail with information on how I could pay this back not using account infor for them to draft it out but never rec'd anything nor heard from them for 2yrs.
The past few weeks I've been getting harrassed at my work place & my home by Check Security Services, leaving messages on our voicemail that we had an IBC offense & that we needed to call asap.
Before getting a chance to return their call, my wife rec'd a call again at home from Check Security Associates, LLC claiming to be collecting for Bayside Cash per a David Cohen. Told her it was about an IBC Offense we would be charged with if she couldn't pay $2,400 that we owed on a $400 loan we had gotten.
She expressed to him that we had lost everything, our home, etc due to her being diagnosed Chronic Kidney Failure with only a 1/4 of kidney currently functioning & other health problems that had arose in which she had to quit her job of which she was the bread winner. She expressed that we had no such monies but that we could make payment arrangements to get this taken care of. He then told her he could do $900 if we could pay it that day. She once again expessed to him we didn't have it.
He then told her that a $400 payment would need to be made to cease all process of an IBC offense pertaining to fraud, being arrested & possibly having leins put on our assets, liens put of our taxes & garnishments of my wages. She told him we had committed no such thing that we provided account information to Bayside Cash when getting the $400 loan & had accepted the payment aggreement but before payment had been taken out, fraud had been committed causing monies to be taken out of our account in connection with them that were unauthorized & that our bank had us fill out fraud papers & suggested we close the account at which time we did & that was the reasoning we had closed the account & told him he could verify it with the bank.
He then told her he could check on a possible payment arrangement to be withdrawn from our account & which time she told him that we never opened up a checking account due to what happened before that we only had a pre-paid debit card. He then told her he could use that but she still expressed to him that there were no funds availble until I got paid.
He then said he could do it on the day I got paid & that would stop any action being taken towards us. That if we do $150 this Friday & $100 every Friday until Dec. 12th 2014...that would pay it off. Being scared, she gave him the acct. info for him to do that but after telling me about it...something's not right. The loan was $400. He says we owe $2400 but can take $900 that day to pay it off. Not being able to do that, he then said he would need $400 & that would stop any action but being told she couldn't do that, he then said he could do $150 on the day I got paid. Is all of this legal in Alabama?
What is all this money for he says we owe. I'm very confused & don't know what to pay or what is owed & why is he threatening my wife into giving him account information for payment that is only in my name Why would he even be talking to her in the first place but I do know I haven't talked with him or anyone associated with Bayside Cash & have not authorized anyone or any company in connection with them to remove funds from any account associated with me. I just need some help because I don't know what to do.
These people are scam artists...they have NO authority to do what they are doing. They call from different numbers that are untraceable. They were calling me, my mother and sister regarding a debt that did not exist. Ask a lot of questions. Ask for their address. Ask if they are a collection agency (they are not). Ask for the debt to be given to you in writing (they won't). Tell them you are filing a complaint with your state attorney general (I did). Know your rights! Do not give them any money!! They buy information from old creditors and use it to extort money from people....this is a crime. I am from CT and they do not look kindly on things like this so I am hoping our Attorney General does something. I ignored them at first and then I got ticked....I called them on their bluff. I got Ryan, the supervisor on the phone and he caved so fast. I told him I intended to file a complaint at the State Attorney General's office, that what he was doing was illegal and that he was to cease and desist from contacting me or my family. He said that he would "close my case" and send it back to the company who hired them (he referenced a Regent One?) who supposedly bought the debt. Just know...its all a scam...DO NOT give them any money or any more information. Know your rights...call them on their bluff and they will leave you alone.
On 3/24/2015, James Sims, from Check Security Associates, called me after calling every member of my family, saying I owed 2 online payday loan companies Arrow One and Sierra Leanding. He knew my social security number, date of birth, address, everything except blood type. I did have a loan with both of these companies and I do owe them money so I listened to him. He said that the amount owed had tripled because it was sold to multiple collection agencies. I told him I couldnt afford to pay the entire amount due so do what he had to do and I would see him in court. Then he yelled, "You would rather pay more and go to court then save money by paying now?" I said no, but I dont have that kind of money laying around and I knew the court would allow payment arraignements. He placed me on hold for a few minutes and came back saying I could set up a payment arraigement and transferred me to someone who could help me.
Once transferred another man came on and set up the payment schedule. Every fiber in my body told me something was wrong, but he knew so much about me it had to be legit. I asked for documentation of the amounts owed and he said that this had been transfered so many times that it was past the point of negotiations. He also said he would email everything I needed once it was finalized. I ended up giving my debit card info to him against my better judgement.
My first payment was to be deducted 3/27/2015 and biweekly there after until paid in full. I waited several hours after that call for the email detailing on the info he stated. After 5 hours I called 813-518-8857 to ask if the email had been sent. That number didnt ring into a switch board it didnt even have a normal busniess line. A answering machine picked up and it didnt even state the name of the business. I left a message asking someone to calls me back regarding my payment arraigement. In the mean time, I went on the internet and searched Check Security Associates and hundreds of scam site came up. As I read them I realized my gut was right and it was a scam.
I called my bank and told them what happened and gave them all the info. They looked into it and called me back to say it was a scam and they wil be turning it over to the FBI. Thank goodness they didnt get 1 penny from me. All my account info was changed before the first payment even hit.
James Sims called me this morning and I kindly let him know that I knew exactly who he was and all the info had been turned over to the FBI. He hung up on me. HAHAHA Guess he didnt have anything to say!
Please Please Please do not fall for these people. If you do, call your bank as soon as possible! We can stop these people if we fight back!
This company kept harassing my daughter and calling her about a debt that I alledgedly owe a creditor. They went on to accused my daughter of fraud and made threats of criminal prosecution. My daughter was told that their going to file charges with BSO if I dont pay them. Well, BSO is the county sheriff office. The last time I checked, THERE IS NO JAIL TIME FOR DEBT. If that were the case, over 80% of America would be behind bars. Furthermore, debt is a civil charge not criminal. And a complaint of ALLEGED FRAUD would have to be filed with the Stae Attorney's Office not the county.
But these people really though I was stupid. After several harassing calls to myself and my family and threats of criminal prosecution I filed a compaint with the State Attorney General, FTC and BBB. I as well as my family, experience rudeness, unprofessionalism and I was even hung up on when I asked valid questions in regard's to the debt. BE AWARE OF YOUR RIGHTS UNDER FCRA Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b). Contact your State Attorney's Office and Federal Trade Commission if you are being harassed as I was.
Check Security Associates, LLC Reviews
These idiots started calling members of my family around Thanksgiving. The claim was that my daughter had done something and now they needed to talk to her before "filing notice of intent" and were coming by her residence or place of employment and she would have to sign documents and show two kinds of id.
They leave a number for her to call and assign her a case number. When the message is ignored the next calls come with a sense of impending emergency if she doesn't call immediately. There have been two or three deadlines that came and went with nothing happening.
I determined within about 15 minutes of the first call that this was a phony debt collection scam. I grew up in the same area of NY and still know people there. I plan on contacting the Erie County District Atty. and the Bar Association of NY York to investigate their attorney.
Deborah Norville on FRONTLINE did a piece on them which should have shut them down but I guess it didn't - my most recent call was this past week.
Same old, same old!!
My story is about the same. I'm getting calls, my wife is getting calls, my son is getting calls and my daughter is getting calls. They claim they have papers that need to be verified and she needs to sign and present them proof of ID. They're coming to the residence or to her place of employment - they claim the debt is hers. She doesn't owe anything!!!!!!
I've saved their one phone number- 956 825 2068 but I put *67 in front of the number and that blocks my number from coming up on their phones. I like to call and either hang up right away or listen while they repeat "check security associates" over and over until they hang up.
Since they can't be sure it's me calling over and over they have to control their tempers in case it isn't me. It's fun being a little thorn in their side. I'm considering hiring an attorney and suing them in New York.
This company has been harrassing me at my work place & my home claiming to represent Bayside Cash Online Loans about an online loan in the amount of $400 from December 2012.
After getting the loan with payment to be deducted from our checking account on a specific date, we noticed charges for fee being taking out of our checking account that were unauthorized for a company claiming they were fees we owed for providing us with an online payday lender. Contacted this company & explained to them we knew nothing of them & had never used their services.
Visited our bank & talked with management explaining the unauthorized charges & it was suggested to us that we fill out fraud papers & close our account & we did just that.
Later we contacted Bayside Cash & explained to them what happened & couldn't get a clear answer concerning the problem. Explained to them that we closed our account due to fraud & that we would not be opening up another & asked how we could get this taken care of not having a checking acct. None the less, they didn't listen...kept telling us they would have to have account information for the pay back of the loan to be taken out but after getting no where with them, told them to send me inquiries by mail with information on how I could pay this back not using account infor for them to draft it out but never rec'd anything nor heard from them for 2yrs.
The past few weeks I've been getting harrassed at my work place & my home by Check Security Services, leaving messages on our voicemail that we had an IBC offense & that we needed to call asap.
Before getting a chance to return their call, my wife rec'd a call again at home from Check Security Associates, LLC claiming to be collecting for Bayside Cash per a David Cohen. Told her it was about an IBC Offense we would be charged with if she couldn't pay $2,400 that we owed on a $400 loan we had gotten.
She expressed to him that we had lost everything, our home, etc due to her being diagnosed Chronic Kidney Failure with only a 1/4 of kidney currently functioning & other health problems that had arose in which she had to quit her job of which she was the bread winner. She expressed that we had no such monies but that we could make payment arrangements to get this taken care of. He then told her he could do $900 if we could pay it that day. She once again expessed to him we didn't have it.
He then told her that a $400 payment would need to be made to cease all process of an IBC offense pertaining to fraud, being arrested & possibly having leins put on our assets, liens put of our taxes & garnishments of my wages. She told him we had committed no such thing that we provided account information to Bayside Cash when getting the $400 loan & had accepted the payment aggreement but before payment had been taken out, fraud had been committed causing monies to be taken out of our account in connection with them that were unauthorized & that our bank had us fill out fraud papers & suggested we close the account at which time we did & that was the reasoning we had closed the account & told him he could verify it with the bank.
He then told her he could check on a possible payment arrangement to be withdrawn from our account & which time she told him that we never opened up a checking account due to what happened before that we only had a pre-paid debit card. He then told her he could use that but she still expressed to him that there were no funds availble until I got paid.
He then said he could do it on the day I got paid & that would stop any action being taken towards us. That if we do $150 this Friday & $100 every Friday until Dec. 12th 2014...that would pay it off. Being scared, she gave him the acct. info for him to do that but after telling me about it...something's not right. The loan was $400. He says we owe $2400 but can take $900 that day to pay it off. Not being able to do that, he then said he would need $400 & that would stop any action but being told she couldn't do that, he then said he could do $150 on the day I got paid. Is all of this legal in Alabama?
What is all this money for he says we owe. I'm very confused & don't know what to pay or what is owed & why is he threatening my wife into giving him account information for payment that is only in my name Why would he even be talking to her in the first place but I do know I haven't talked with him or anyone associated with Bayside Cash & have not authorized anyone or any company in connection with them to remove funds from any account associated with me. I just need some help because I don't know what to do.
Scam Artists!
These people are scam artists...they have NO authority to do what they are doing. They call from different numbers that are untraceable. They were calling me, my mother and sister regarding a debt that did not exist. Ask a lot of questions. Ask for their address. Ask if they are a collection agency (they are not). Ask for the debt to be given to you in writing (they won't). Tell them you are filing a complaint with your state attorney general (I did). Know your rights! Do not give them any money!! They buy information from old creditors and use it to extort money from people....this is a crime. I am from CT and they do not look kindly on things like this so I am hoping our Attorney General does something. I ignored them at first and then I got ticked....I called them on their bluff. I got Ryan, the supervisor on the phone and he caved so fast. I told him I intended to file a complaint at the State Attorney General's office, that what he was doing was illegal and that he was to cease and desist from contacting me or my family. He said that he would "close my case" and send it back to the company who hired them (he referenced a Regent One?) who supposedly bought the debt. Just know...its all a scam...DO NOT give them any money or any more information. Know your rights...call them on their bluff and they will leave you alone.
On 3/24/2015, James Sims, from Check Security Associates, called me after calling every member of my family, saying I owed 2 online payday loan companies Arrow One and Sierra Leanding. He knew my social security number, date of birth, address, everything except blood type. I did have a loan with both of these companies and I do owe them money so I listened to him. He said that the amount owed had tripled because it was sold to multiple collection agencies. I told him I couldnt afford to pay the entire amount due so do what he had to do and I would see him in court. Then he yelled, "You would rather pay more and go to court then save money by paying now?" I said no, but I dont have that kind of money laying around and I knew the court would allow payment arraignements. He placed me on hold for a few minutes and came back saying I could set up a payment arraigement and transferred me to someone who could help me.
Once transferred another man came on and set up the payment schedule. Every fiber in my body told me something was wrong, but he knew so much about me it had to be legit. I asked for documentation of the amounts owed and he said that this had been transfered so many times that it was past the point of negotiations. He also said he would email everything I needed once it was finalized. I ended up giving my debit card info to him against my better judgement.
My first payment was to be deducted 3/27/2015 and biweekly there after until paid in full. I waited several hours after that call for the email detailing on the info he stated. After 5 hours I called 813-518-8857 to ask if the email had been sent. That number didnt ring into a switch board it didnt even have a normal busniess line. A answering machine picked up and it didnt even state the name of the business. I left a message asking someone to calls me back regarding my payment arraigement. In the mean time, I went on the internet and searched Check Security Associates and hundreds of scam site came up. As I read them I realized my gut was right and it was a scam.
I called my bank and told them what happened and gave them all the info. They looked into it and called me back to say it was a scam and they wil be turning it over to the FBI. Thank goodness they didnt get 1 penny from me. All my account info was changed before the first payment even hit.
James Sims called me this morning and I kindly let him know that I knew exactly who he was and all the info had been turned over to the FBI. He hung up on me. HAHAHA Guess he didnt have anything to say!
Please Please Please do not fall for these people. If you do, call your bank as soon as possible! We can stop these people if we fight back!
This company kept harassing my daughter and calling her about a debt that I alledgedly owe a creditor. They went on to accused my daughter of fraud and made threats of criminal prosecution. My daughter was told that their going to file charges with BSO if I dont pay them. Well, BSO is the county sheriff office. The last time I checked, THERE IS NO JAIL TIME FOR DEBT. If that were the case, over 80% of America would be behind bars. Furthermore, debt is a civil charge not criminal. And a complaint of ALLEGED FRAUD would have to be filed with the Stae Attorney's Office not the county.
But these people really though I was stupid. After several harassing calls to myself and my family and threats of criminal prosecution I filed a compaint with the State Attorney General, FTC and BBB. I as well as my family, experience rudeness, unprofessionalism and I was even hung up on when I asked valid questions in regard's to the debt. BE AWARE OF YOUR RIGHTS UNDER FCRA Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b). Contact your State Attorney's Office and Federal Trade Commission if you are being harassed as I was.