I wanted to report Cash Advance America . They said the could loan me money. Help since I didn't have good credit score. At first it I was to sent $250.00 to get the loan. They gave me eight numbers to get my money. Then told me with western union I had to pay for them. I sent them $201.95. For the first four numbers. Western union said they could not do it without all the numbers being paid for. I then sent another $201.95. The loan company said that fine will have my money. To turn around and tell me to pay$398.00. I ask for a refund on my money would not do it. Told me to send the money and get the loan.
My name is Alice Laroza I've. Been working very hard on getting a loan finally I got a loan approval all I have to do is call the phone number on the loan approved so I did the person on the other end had told me to go to the nearest 7 eleven and put 250.00 dollars on a green dot card and asked me. How long it was going to take me I had asked him why ?I just told him about one half an hour he told me he will call me back then I never left the house he called me back and asked me if I had put money. On the green dot card I had told him no and he started cussing at me. So I hung up on him he called me back about 5 times till finally I answered he had told me that he was going report me to The Better Business Bureau. And smear my name all over the place.What a business man.
Dear Sir. I know that i should have done more hunting, but when you are in need sometime even when you look and look ,till you can't any more. you think you have a good thing , and it end's up being a barn burner. I thought that i had a loan, but the person would say you need to pay this. When they would send me to some on else an they would say the same. Till i told the lady i had enough and that was the end. she said no more pay out,s to the co, and then she gave me to some man who said he was the IRS and I had to pay another 120. to get the loan that would have made it 645. I told them no and that they would end the contract and send me my money back. he said it would take 14 days , and now the man i spoke with now gave me a hard way to go and you have to pay atencion to them they try to twist your words , so to let him know that he was not getting it over on me , I told him I was recording the talk we where having. I want my money back.
I applied for a cash advance loan in the amount of $2,000 and denied but got a call within 30 minutes of my application to be told that I could be approved if I was able to verify a few things. The gentlemen with a very thick accent told me I could have the funds in my checking account within 30 minutes but I would have to purchase a Green Dot Money Pak card and load $125 to show my good faith that I could make the payments.
I thought it was legit because i've never done a cash advance before and he said that he would walk me through the steps of getting the $125 back or adding it to the loan. Once I bought the card and loaded the funds (which he stayed on the phone with me the entire time) he put me on hold for 30 minutes only to come back and say the bank transfer was declinded because of the zip code I live in and that other people in the same zip code didn't pay back the loans.
He told me if I paid $112 for a money gram transaction I would have the funds within 2 days or if I paid $138 I would receive the funds within minutes. I didn't have any more money so I said no and asked for my money back but he told me he couldn't give me back the money because it was already attached to the loan and in order to cancel the loan I would have to pay $148 the same way I gave the $125...by that time I knew it was scam because I didn't sign anything with them for the payment schedule only the online application but after spending 30 minutes with the guy on the phone, I knew I wasn't getting my money back nor any type of proper customer service, he hung up on me! I've leraned a BIG lesson from this and will caution anyone who gets a phone call like this..don't do it!
Beware of this company. In order for someone to get a loan, you are asked to load a Green Dot Money Pak card with first $100.00 to cover a loan of $1,000. Then you wait, money is not in your account and when you call, as I did, they say they need the verification for the FDIC ( meaning you have to come up with another $120.00). The first time ( the first $100.00) they say it is to verify your identity, the socond card is for the FDIC.
The when the money is not in, they tell you you heard wrong, it was not $120.00 it was $122.00, and they tell you the only way the momey will be relaesed is if you buy another Green Dot card for $122.00.
It is a vicious cycle, and it borugh me a lot of stress I was counting on the money for a jeep payment and also my rent. Thank God my roomate is kind and is letting me pay her back in installments. As for the car payment- I sent it in good faith, I believed they wanted to help me. It will take a miracle to keep my vehicle.
I want to make others aware of this, they like to prey on those of us who have had a minor setback and take advantage. Be very careful, I imagine they are not the only ones doing this.
Applied for a loan over internet. Was sent approval letter stating no cash up front. Then recieved a call from David Walker to purchase Vanilla Reload Card for 100.00 & $60.00. He said they needed more money and would not refund my $160.00
Thomas from Sparks Nevada. this company committed several feloney's as they have wire fraud, tax fraud, and bank fraud, the whole time they had no problems telling me to ask my family, friends, neighbors to borrow money that i was to receive within just a few minutes they have my bank info and they have used other companies to charge my account I keep having my bank account go in the negitive because they believe im going to file charges against them so they can show that i did not have the money to pay back the loan, I own my own business, and I could have paid off that loan in two months, But i only tried to take the loan so i could build up my credit report. this company knew they violated there contract as they told me that i did not need to pay anymore money then they hit me with almost $1,200.00 dollars, these people need to be brought to justice, and if anyone goes to use them they should read this first i lost a lot of money that I can handel but with them using my credit/debit card they are piling up biolls i did not make, in negitive every day I put money in my bank in the morning and by 1200 it's gone in the negitive. PLEASE DON'T USE THIS
On August 28,2014 I got a call from Cash Advance american for a loan that i was ok for. I was told to go to Walgreen to get a green dot card put 100.00 on it and then when I want my money back they told me I had to pay another 53.00 to get my 100.00 back from them. When I No longer what the loan. I have try to email them about get 100.00 back with them not answering me back. Not sure what to do.
I applied for a Payday loan on Tuesday September 2nd to pay down some bills.
I am a senior and trying to manage my budget on a limited income.
Received a call from John Williams from CASH ADVANCE AMERICA in WASHINGTON DC.
"He says over the phone that I had quailifyed for a $5000 loan".
I explained that I only need to borrow $1000 to get by until next month.
"So he tells me to go to any 7-11 store and buy a Green Dot Money Card for $4.95 and do not activate it."
So I did just that, then the other guy Daniel Cruz then Rony Marshal would call over and over every 10 seconds and lead intructions. Over the course of 5 days, I spent $850 dollars on Green back Money Pak cards and sent them the information.
Then On Sept 8th 2014 when I told I would receive my loan for $5000 deposited directly into my bank account.
They said my loan was not approved and I could not get my money back.
SO DO NOT WORK WITH THIS PAYDAY LOAN COMPANY! I AM MAD AS HELL AND WANT TO WARN EVERYONE, THEY ARE A FRUAD AND I HOPE THEY GET CAUGHT.
First I recieved an email from them saying that i was approved for a loan, then I called them and they said i needed to put money onto a Greendot Money pak card, and to give them the information on the back of the card. I did it of course, and they said that my three thousand would be on the card in 30 minutes. ive waited three hours, and no money. I called them back multiple times. they are threatening me, using vulgar language. saying they will kill me. please dont use them. please dont. do your research before using them.
Received email in my spam stating that there is a FBI warrant going to be put out on me for a loan from CashAdvanceAmerica that I never applied for or received. they are con artists
Several days ago i received an email ststing that I owe money to a payday loan company that i have never borrowed money from. Now I have been receiving calls from numbers in texas and tenessee saying that they are gonna take me to court. last time they called i told them that i had reported them and they said it doesnt matter. I also asked them for proof that that i borrowed money and to mail it to me and they said they didnt have to do that. Here's the email sent... is this a scam?
Case File: ACS-CK125AZ5
Total Outstanding: – $1285.67
Case File Transferred: – February 2014
Loan Company: – ACS INC.
As we put your SSN into our National Checking Database System we found that you have been never charged for a fraud activity & that’s the reason Court House has decided to give you chance to take care of this issue outside the Court without having a report on your Credit History and SSN. Now if you want to take care of this issue than you have to pay an out of Court Restitution Amount which includes the late payment charges, penalty charges, highest interest rate of the loan amount and actual loan amount = Restitution Amount which is $1285.67 or else the lawsuit amount which is approximately $4203.86 WILL BE DOWNLOADED AGAINST YOU. If you want to settle this matter today itself then you can get some percent deduction on the Restitution Amount and you can take care of this issue by paying Settlement Amount today. You have to send us a promissory note to stop your case file temporarily out of court house. So get back to us ASAP.
We are really very sorry to say you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we thought that we shall call you and notify you about this matter. But as we were not able to reach you we are sending you a final notification Email. So please take a piece of paper and write down your case file# ACS-074958-365 and since it’s a legal matter you will be needed our help, so E-mail us right now in order to make a payment and freeze down this case.
AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE.
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
The Factual Basis for the complaints is as follows:-
You agreed to return the funds from the aforementioned income advancement as per contract.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedies:-
All funds to be returned as per terms of initial contract.
Dear CUSTOMER as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions?
So do you want to resolve this issue outside the court house, or you want to go to the court house with legal proceedings? This was a final notification Email to you as we found you to be genuine person as told you before. You can resolve the issue by paying out of Court Restitution Amount or the Settlement Amount as decide by the Court House? You have to give us a flat answer without any excuse.
IF YOU WANT TO RESOLVE THIS MATTER THAN CONTACT US IMMEDIATELY THRU EMAIL DURING WORKING HOURS (Monday To Friday 9.30am to 5pm EST)
NOTE: THIS CASE IS UNDER INVESTIGATION UNDER CREDIT BUREAU.
ACS | Privacy | Terms of use
—————————————————————————————————-
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
I was contacted by Cash Advance America. They told me I was approved for a loan ranging from$1000-$5000. I chose $1000. So then they began asking me to send money. First time it was a $100 because that would prove that I had my first month fee because they wanted me to pay $97 a month. Then I was ask to get another green dot money pak card of $149 for a transfer fee. I paid it. Then I was ask to give $225 for a bank transfer fee. I paid that also. Then I'm was ask for $350 because my credit score was too low so somehow that influenced the tranfer of my money. I paid that but since I bought the money pak from Walgreen they said they couldnt use it. So they told me to get another $350 money pak. I did! Then I was told to give $303 for another transfer fee. So the lady at cvs misunderstood me and gave me a money for $304 so they said they couldnt use that. So at this point I'M pissed! I kept paying money and didn't receive a dime. I borrowed money from people to try to get this $1000 loan when I just paid them $1900. Its like I didn't need the loan after all. So I seen that this wasnt going anywhere I told Me. Patrick Myers I just wanted my money back and to cancel my application. He then said I had to pay $153 to CANCEL MY APPLICATION. At this point i'm out of money and dont know what else to do. So I borrow money one last time because he promised I would get $500 plus my money WHICH should be around $2,300. So after I give him this money he then called back and asked $187 for a wire tranfer. I said no just give my money back. He said I have to wait 13 business days to RECEIVE MY MONEY NOT THEIRS BUT MINE!! I HAVE TO WAIT TIL AUG. 14. MY daughter starts school, bills are due and they took all of my money with no remorse or concern for the situation or me.
Got an e-mail fro PCSLEGALGOUPSBIZ, couldn't understand the acquasations they were trying to say, because I never got a loan/check/funds from this place.
Then they have a nerve to put in a letter that my social security has been red flagged by the U.S. Government and that legal investigation against me, VIOLATION OF FEDERAL BANKING REGULATIONS, COLLATERAL CHECK FRAUD AND THEFTBY DECEPTION.
It is a shame that they have to swindle people from money, but, to say that they got a loan through them is ridiculous.
Ive receiving emails and phone calls from Cash Advance America for several months now demanding that I pay money to them or I will meet them on the courthouse steps and it will cost me $3,000.
I do not have any outstanding payday loans, I do not have any outstanding loans period. They are very nasty. They do not speak English well. They are hard to understand and when given to a supervisor he is no better.
I've tried to get them to tell me more facts but all they do is yell at me. They have my SS# and address, etc.
They have sent me emails to which I responded and heard nothing. I have called the number listed in the email and whoever answered hung up on me once I mentioned Cash Advance.
They use a very good scare tactic and I'm glad to have run across this website.Thid last call they told me to go to WalMart and get a cash advance card, put the money on the card and call them back with the caard number!
I was in a tight financial situation and received an e-mail from this suppossed loan company.I normally delete them without even opening them.I had a mild heart attack 2 weeks ago and I wanted to make this Christmas very special.Due to poor judgement and lots of medications I took the bait like a hungry fish.I called them and was "approved" for $4,000.00 if I sent them a fee.
Like a fool I paid fees that they said were necessary for tax reasons.I am now out of $1,100.00.I just want others to see this before they fall for the same scam.
Today, some very foreign speaking man called me and left a voice mail. He was very rude, said I was being sued for a loan amount that I had taken out at the end of last year. I could hardly understand him, so I returned the call.
He answered the call and he didn't say what business it was, he just said hey when he answered. Then he somehow looked up the # I was calling from...he had to leave the phone to do that. Then, he said I was being sued from this company that I took a loan out with last year. He couldn't tell me when or how much. But, he did have All my information.
Needless to say, I lost it and raised my voice a little. I told him that I did Not take out a loan of any kind and I could prove it. He said too bad, I owed it. He said I was lying to him. Then he proceeded to tell me that I would be in court no matter what. I told him maybe someone just stole my identity. That made him mad and he yelled at me saying ""Is that your reply, is that what you are saying?""
You must understand, this man was Very hard to understand. I know it has to be a scam because I never took out a loan until 3 days ago. Someone needs to stop these guys. They had every bit of my info. My SS#, bank info, everything.
I needed a payday loan so I went to there website and applied. I got a phone call saying I qualified for 1000 dollars. They took all my information and told my that before my loan could be approved that I would have to go and purchase a 110.00 dollar green dot card so like an idiot I did. Scratched it off and gave them the number. was on hold over and hour waiting for them to tell me I got my loan.
They came back on the line and said I could not be approved because my credit score was too low and I would have to pay 83.00 more dollars so like an idiot, I went and pawned some jewlery, so I could get some more money. I got another green dot card, scratched it off, gave them the number and waited another hour. They came back on the line and said that my social security number was flagged and for 250 more dollars I could get my loan.
I told them I had no more money and then they proceed to tell me that if I dont pay that amount then I will pay a 450 dollar cancellation fee and that my social security number will be blocked and I will never get another loan anywhere. So after more than 6 hours of dealing with this company I have no loan, and no money. I cant believe people actually do this to people who are hard working individuals trying to survive. I am not sure what my next step is.
These "PEOPLE" have multiple phone numbers and even work against each other using the same names (even tho you know it isn't the voice you know to go with that name) they call each other crooks. etc BUT in reality they are all using the exact same tactics, BEWARE...long story short, I'M OUT $600. They get you by starting out with fairly reasonable reasons why they need money from you..like to show you can cover your payments they need to collect one, or for insurance on the loan, then they say the IRS demands they collect a much higher amount because otherwise they look at it like a "money laundering scheme". then they have trouble sending the money and have several reasons for this. BE CAREFUL!!!
I was looking online for a payday loan. I'm a U.S. veteran on limited benifits, which has just ended. I was contacted by Cash Advane America stating that I was approved for a $5000 loan. I told the representative that $1000 word be an amount that I could handle. In addition to being on limited benefits, my rent is due and I was short $150.00. The representative (Joe/John) stated that I needed to send him $200 on the Vanilla Gift Card to get the loan processed and approved. Mind you, I'm using my rent money (which I explained) to hopfully put myself in a better position. I called the representative and confirmed that the gift card transaction had been accomplished. Minutes later, he called and said that my ssan had been flagged and he need another $250.00 which I didn't have.
We agreed that another $200.00 was needed to clear the problem. ..... I sent the additional $200. Next, I recieved a call stating that another $150.00 was needed for tranfer and transaction fee. I'm tapped out and he again starting using aggressive tactics because he knew that I could not get my money or the loan to me before I get evicted. So in closing, I'm out of my rent money. Not only being short $107.00, but now the whole total of my rent. You wonder why so many veterans are going out and killing MFs. I served in the Middle East and I try to treat eveyone as equals regardless. But, him and his supervisor, I would like to put them between the crosses. Just a thought...no threat. Tomorrow, I'm evicted and homeless...Thanks Cash Advance America, there is nothing American about your company or employees!
Cash Advance America Reviews
I wanted to report Cash Advance America . They said the could loan me money. Help since I didn't have good credit score. At first it I was to sent $250.00 to get the loan. They gave me eight numbers to get my money. Then told me with western union I had to pay for them. I sent them $201.95. For the first four numbers. Western union said they could not do it without all the numbers being paid for. I then sent another $201.95. The loan company said that fine will have my money. To turn around and tell me to pay$398.00. I ask for a refund on my money would not do it. Told me to send the money and get the loan.
My name is Alice Laroza I've. Been working very hard on getting a loan finally I got a loan approval all I have to do is call the phone number on the loan approved so I did the person on the other end had told me to go to the nearest 7 eleven and put 250.00 dollars on a green dot card and asked me. How long it was going to take me I had asked him why ?I just told him about one half an hour he told me he will call me back then I never left the house he called me back and asked me if I had put money. On the green dot card I had told him no and he started cussing at me. So I hung up on him he called me back about 5 times till finally I answered he had told me that he was going report me to The Better Business Bureau. And smear my name all over the place.What a business man.
Dear Sir. I know that i should have done more hunting, but when you are in need sometime even when you look and look ,till you can't any more. you think you have a good thing , and it end's up being a barn burner. I thought that i had a loan, but the person would say you need to pay this. When they would send me to some on else an they would say the same. Till i told the lady i had enough and that was the end. she said no more pay out,s to the co, and then she gave me to some man who said he was the IRS and I had to pay another 120. to get the loan that would have made it 645. I told them no and that they would end the contract and send me my money back. he said it would take 14 days , and now the man i spoke with now gave me a hard way to go and you have to pay atencion to them they try to twist your words , so to let him know that he was not getting it over on me , I told him I was recording the talk we where having. I want my money back.
I applied for a cash advance loan in the amount of $2,000 and denied but got a call within 30 minutes of my application to be told that I could be approved if I was able to verify a few things. The gentlemen with a very thick accent told me I could have the funds in my checking account within 30 minutes but I would have to purchase a Green Dot Money Pak card and load $125 to show my good faith that I could make the payments.
I thought it was legit because i've never done a cash advance before and he said that he would walk me through the steps of getting the $125 back or adding it to the loan. Once I bought the card and loaded the funds (which he stayed on the phone with me the entire time) he put me on hold for 30 minutes only to come back and say the bank transfer was declinded because of the zip code I live in and that other people in the same zip code didn't pay back the loans.
He told me if I paid $112 for a money gram transaction I would have the funds within 2 days or if I paid $138 I would receive the funds within minutes. I didn't have any more money so I said no and asked for my money back but he told me he couldn't give me back the money because it was already attached to the loan and in order to cancel the loan I would have to pay $148 the same way I gave the $125...by that time I knew it was scam because I didn't sign anything with them for the payment schedule only the online application but after spending 30 minutes with the guy on the phone, I knew I wasn't getting my money back nor any type of proper customer service, he hung up on me! I've leraned a BIG lesson from this and will caution anyone who gets a phone call like this..don't do it!
Beware of this company. In order for someone to get a loan, you are asked to load a Green Dot Money Pak card with first $100.00 to cover a loan of $1,000. Then you wait, money is not in your account and when you call, as I did, they say they need the verification for the FDIC ( meaning you have to come up with another $120.00). The first time ( the first $100.00) they say it is to verify your identity, the socond card is for the FDIC.
The when the money is not in, they tell you you heard wrong, it was not $120.00 it was $122.00, and they tell you the only way the momey will be relaesed is if you buy another Green Dot card for $122.00.
It is a vicious cycle, and it borugh me a lot of stress I was counting on the money for a jeep payment and also my rent. Thank God my roomate is kind and is letting me pay her back in installments. As for the car payment- I sent it in good faith, I believed they wanted to help me. It will take a miracle to keep my vehicle.
I want to make others aware of this, they like to prey on those of us who have had a minor setback and take advantage. Be very careful, I imagine they are not the only ones doing this.
God bless !
Applied for a loan over internet. Was sent approval letter stating no cash up front. Then recieved a call from David Walker to purchase Vanilla Reload Card for 100.00 & $60.00. He said they needed more money and would not refund my $160.00
Cash Advance America said they would loan me money. I called them, and they said they would need 100 dollars.
I sent that and they said it wouldnt go threw. they needed another 200. I sent that. Now they said couldnt wirer it
we would have to western union it but they would need another 285. Nothing came.
Now they would have to over night it but they needed 180' now they said they didnt say 180 they said 118. This kept on
and on. one thing after another. Before I new it I have sent them 1700. I had to borrow all this money. Couldnt pay gas bill, so had
no heat. I have my 2 grandkids and both my parents here, and no heat. My mom has a pace maker and my step dad has Parkinsons.
How can this company get by with this? The people who try and get loans like that usualy dont have much money. The rich
steel from the poor. I hope they are proud of themselfs. We all pay for our mistakes at the end. Im glad Im not them. I
dont understand how they get by with this. If it was me doing something like that I would get thrown in jail.
Thomas from Sparks Nevada. this company committed several feloney's as they have wire fraud, tax fraud, and bank fraud, the whole time they had no problems telling me to ask my family, friends, neighbors to borrow money that i was to receive within just a few minutes they have my bank info and they have used other companies to charge my account I keep having my bank account go in the negitive because they believe im going to file charges against them so they can show that i did not have the money to pay back the loan, I own my own business, and I could have paid off that loan in two months, But i only tried to take the loan so i could build up my credit report. this company knew they violated there contract as they told me that i did not need to pay anymore money then they hit me with almost $1,200.00 dollars, these people need to be brought to justice, and if anyone goes to use them they should read this first i lost a lot of money that I can handel but with them using my credit/debit card they are piling up biolls i did not make, in negitive every day I put money in my bank in the morning and by 1200 it's gone in the negitive. PLEASE DON'T USE THIS
COMPANY CASHADVANCEAMERICA.
On August 28,2014 I got a call from Cash Advance american for a loan that i was ok for. I was told to go to Walgreen to get a green dot card put 100.00 on it and then when I want my money back they told me I had to pay another 53.00 to get my 100.00 back from them. When I No longer what the loan. I have try to email them about get 100.00 back with them not answering me back. Not sure what to do.
Wendy L
I applied for a Payday loan on Tuesday September 2nd to pay down some bills.
I am a senior and trying to manage my budget on a limited income.
Received a call from John Williams from CASH ADVANCE AMERICA in WASHINGTON DC.
"He says over the phone that I had quailifyed for a $5000 loan".
I explained that I only need to borrow $1000 to get by until next month.
"So he tells me to go to any 7-11 store and buy a Green Dot Money Card for $4.95 and do not activate it."
So I did just that, then the other guy Daniel Cruz then Rony Marshal would call over and over every 10 seconds and lead intructions. Over the course of 5 days, I spent $850 dollars on Green back Money Pak cards and sent them the information.
Then On Sept 8th 2014 when I told I would receive my loan for $5000 deposited directly into my bank account.
They said my loan was not approved and I could not get my money back.
SO DO NOT WORK WITH THIS PAYDAY LOAN COMPANY! I AM MAD AS HELL AND WANT TO WARN EVERYONE, THEY ARE A FRUAD AND I HOPE THEY GET CAUGHT.
First I recieved an email from them saying that i was approved for a loan, then I called them and they said i needed to put money onto a Greendot Money pak card, and to give them the information on the back of the card. I did it of course, and they said that my three thousand would be on the card in 30 minutes. ive waited three hours, and no money. I called them back multiple times. they are threatening me, using vulgar language. saying they will kill me. please dont use them. please dont. do your research before using them.
Received email in my spam stating that there is a FBI warrant going to be put out on me for a loan from CashAdvanceAmerica that I never applied for or received. they are con artists
Several days ago i received an email ststing that I owe money to a payday loan company that i have never borrowed money from. Now I have been receiving calls from numbers in texas and tenessee saying that they are gonna take me to court. last time they called i told them that i had reported them and they said it doesnt matter. I also asked them for proof that that i borrowed money and to mail it to me and they said they didnt have to do that. Here's the email sent... is this a scam?
Case File: ACS-CK125AZ5
Total Outstanding: – $1285.67
Case File Transferred: – February 2014
Loan Company: – ACS INC.
As we put your SSN into our National Checking Database System we found that you have been never charged for a fraud activity & that’s the reason Court House has decided to give you chance to take care of this issue outside the Court without having a report on your Credit History and SSN. Now if you want to take care of this issue than you have to pay an out of Court Restitution Amount which includes the late payment charges, penalty charges, highest interest rate of the loan amount and actual loan amount = Restitution Amount which is $1285.67 or else the lawsuit amount which is approximately $4203.86 WILL BE DOWNLOADED AGAINST YOU. If you want to settle this matter today itself then you can get some percent deduction on the Restitution Amount and you can take care of this issue by paying Settlement Amount today. You have to send us a promissory note to stop your case file temporarily out of court house. So get back to us ASAP.
We are really very sorry to say you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we thought that we shall call you and notify you about this matter. But as we were not able to reach you we are sending you a final notification Email. So please take a piece of paper and write down your case file# ACS-074958-365 and since it’s a legal matter you will be needed our help, so E-mail us right now in order to make a payment and freeze down this case.
AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE.
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
The Factual Basis for the complaints is as follows:-
You agreed to return the funds from the aforementioned income advancement as per contract.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedies:-
All funds to be returned as per terms of initial contract.
Dear CUSTOMER as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions?
So do you want to resolve this issue outside the court house, or you want to go to the court house with legal proceedings? This was a final notification Email to you as we found you to be genuine person as told you before. You can resolve the issue by paying out of Court Restitution Amount or the Settlement Amount as decide by the Court House? You have to give us a flat answer without any excuse.
IF YOU WANT TO RESOLVE THIS MATTER THAN CONTACT US IMMEDIATELY THRU EMAIL DURING WORKING HOURS (Monday To Friday 9.30am to 5pm EST)
NOTE: THIS CASE IS UNDER INVESTIGATION UNDER CREDIT BUREAU.
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I was contacted by Cash Advance America. They told me I was approved for a loan ranging from$1000-$5000. I chose $1000. So then they began asking me to send money. First time it was a $100 because that would prove that I had my first month fee because they wanted me to pay $97 a month. Then I was ask to get another green dot money pak card of $149 for a transfer fee. I paid it. Then I was ask to give $225 for a bank transfer fee. I paid that also. Then I'm was ask for $350 because my credit score was too low so somehow that influenced the tranfer of my money. I paid that but since I bought the money pak from Walgreen they said they couldnt use it. So they told me to get another $350 money pak. I did! Then I was told to give $303 for another transfer fee. So the lady at cvs misunderstood me and gave me a money for $304 so they said they couldnt use that. So at this point I'M pissed! I kept paying money and didn't receive a dime. I borrowed money from people to try to get this $1000 loan when I just paid them $1900. Its like I didn't need the loan after all. So I seen that this wasnt going anywhere I told Me. Patrick Myers I just wanted my money back and to cancel my application. He then said I had to pay $153 to CANCEL MY APPLICATION. At this point i'm out of money and dont know what else to do. So I borrow money one last time because he promised I would get $500 plus my money WHICH should be around $2,300. So after I give him this money he then called back and asked $187 for a wire tranfer. I said no just give my money back. He said I have to wait 13 business days to RECEIVE MY MONEY NOT THEIRS BUT MINE!! I HAVE TO WAIT TIL AUG. 14. MY daughter starts school, bills are due and they took all of my money with no remorse or concern for the situation or me.
Got an e-mail fro PCSLEGALGOUPSBIZ, couldn't understand the acquasations they were trying to say, because I never got a loan/check/funds from this place.
Then they have a nerve to put in a letter that my social security has been red flagged by the U.S. Government and that legal investigation against me, VIOLATION OF FEDERAL BANKING REGULATIONS, COLLATERAL CHECK FRAUD AND THEFTBY DECEPTION.
It is a shame that they have to swindle people from money, but, to say that they got a loan through them is ridiculous.
Ive receiving emails and phone calls from Cash Advance America for several months now demanding that I pay money to them or I will meet them on the courthouse steps and it will cost me $3,000.
I do not have any outstanding payday loans, I do not have any outstanding loans period. They are very nasty. They do not speak English well. They are hard to understand and when given to a supervisor he is no better.
I've tried to get them to tell me more facts but all they do is yell at me. They have my SS# and address, etc.
They have sent me emails to which I responded and heard nothing. I have called the number listed in the email and whoever answered hung up on me once I mentioned Cash Advance.
They use a very good scare tactic and I'm glad to have run across this website.Thid last call they told me to go to WalMart and get a cash advance card, put the money on the card and call them back with the caard number!
How can I get them to stop harressing me?
I was in a tight financial situation and received an e-mail from this suppossed loan company.I normally delete them without even opening them.I had a mild heart attack 2 weeks ago and I wanted to make this Christmas very special.Due to poor judgement and lots of medications I took the bait like a hungry fish.I called them and was "approved" for $4,000.00 if I sent them a fee.
Like a fool I paid fees that they said were necessary for tax reasons.I am now out of $1,100.00.I just want others to see this before they fall for the same scam.
Today, some very foreign speaking man called me and left a voice mail. He was very rude, said I was being sued for a loan amount that I had taken out at the end of last year. I could hardly understand him, so I returned the call.
He answered the call and he didn't say what business it was, he just said hey when he answered. Then he somehow looked up the # I was calling from...he had to leave the phone to do that. Then, he said I was being sued from this company that I took a loan out with last year. He couldn't tell me when or how much. But, he did have All my information.
Needless to say, I lost it and raised my voice a little. I told him that I did Not take out a loan of any kind and I could prove it. He said too bad, I owed it. He said I was lying to him. Then he proceeded to tell me that I would be in court no matter what. I told him maybe someone just stole my identity. That made him mad and he yelled at me saying ""Is that your reply, is that what you are saying?""
You must understand, this man was Very hard to understand. I know it has to be a scam because I never took out a loan until 3 days ago. Someone needs to stop these guys. They had every bit of my info. My SS#, bank info, everything.
I AM PISSED!!!
I needed a payday loan so I went to there website and applied. I got a phone call saying I qualified for 1000 dollars. They took all my information and told my that before my loan could be approved that I would have to go and purchase a 110.00 dollar green dot card so like an idiot I did. Scratched it off and gave them the number. was on hold over and hour waiting for them to tell me I got my loan.
They came back on the line and said I could not be approved because my credit score was too low and I would have to pay 83.00 more dollars so like an idiot, I went and pawned some jewlery, so I could get some more money. I got another green dot card, scratched it off, gave them the number and waited another hour. They came back on the line and said that my social security number was flagged and for 250 more dollars I could get my loan.
I told them I had no more money and then they proceed to tell me that if I dont pay that amount then I will pay a 450 dollar cancellation fee and that my social security number will be blocked and I will never get another loan anywhere. So after more than 6 hours of dealing with this company I have no loan, and no money. I cant believe people actually do this to people who are hard working individuals trying to survive. I am not sure what my next step is.
These "PEOPLE" have multiple phone numbers and even work against each other using the same names (even tho you know it isn't the voice you know to go with that name) they call each other crooks. etc BUT in reality they are all using the exact same tactics, BEWARE...long story short, I'M OUT $600. They get you by starting out with fairly reasonable reasons why they need money from you..like to show you can cover your payments they need to collect one, or for insurance on the loan, then they say the IRS demands they collect a much higher amount because otherwise they look at it like a "money laundering scheme". then they have trouble sending the money and have several reasons for this. BE CAREFUL!!!
4/4/2014
I was looking online for a payday loan. I'm a U.S. veteran on limited benifits, which has just ended. I was contacted by Cash Advane America stating that I was approved for a $5000 loan. I told the representative that $1000 word be an amount that I could handle. In addition to being on limited benefits, my rent is due and I was short $150.00. The representative (Joe/John) stated that I needed to send him $200 on the Vanilla Gift Card to get the loan processed and approved. Mind you, I'm using my rent money (which I explained) to hopfully put myself in a better position. I called the representative and confirmed that the gift card transaction had been accomplished. Minutes later, he called and said that my ssan had been flagged and he need another $250.00 which I didn't have.
We agreed that another $200.00 was needed to clear the problem. ..... I sent the additional $200. Next, I recieved a call stating that another $150.00 was needed for tranfer and transaction fee. I'm tapped out and he again starting using aggressive tactics because he knew that I could not get my money or the loan to me before I get evicted. So in closing, I'm out of my rent money. Not only being short $107.00, but now the whole total of my rent. You wonder why so many veterans are going out and killing MFs. I served in the Middle East and I try to treat eveyone as equals regardless. But, him and his supervisor, I would like to put them between the crosses. Just a thought...no threat. Tomorrow, I'm evicted and homeless...Thanks Cash Advance America, there is nothing American about your company or employees!