I needed dental work and paid for most of it out of pocket, but needed $7,000 extra. I qualified for a loan through Care Credit. I filled out the paperwork at my dentists office and was approved. I chose a 12 month promotional offer. I paid $1,000 /month and all was fine until the economy tanked. I only had two payments to go.
I called Care Credit and asked if I could extend my ""promotional period"" to 18 months - NO. I had not been told that interest would accrue on the total approved. Not only was my interest rate 27.99%, but it was on all $7,000. I did without and it still took two years to pay off as the interest rate made the balance so much higher.
I paid off everything and vowed never to use the card again. I haven't closed it out - never say never.
I received an email and need to know if this is real or a scam:
Care Credit Reviews
I needed dental work and paid for most of it out of pocket, but needed $7,000 extra. I qualified for a loan through Care Credit. I filled out the paperwork at my dentists office and was approved. I chose a 12 month promotional offer. I paid $1,000 /month and all was fine until the economy tanked. I only had two payments to go.
I called Care Credit and asked if I could extend my ""promotional period"" to 18 months - NO. I had not been told that interest would accrue on the total approved. Not only was my interest rate 27.99%, but it was on all $7,000. I did without and it still took two years to pay off as the interest rate made the balance so much higher.
I paid off everything and vowed never to use the card again. I haven't closed it out - never say never.
I received an email and need to know if this is real or a scam: