American Income Life Insurance Company


Country United States
State Texas
City McKinney
Address 3700 S Stonebridge Dr
Phone (972) 529-5085
Website www.american-income-life.com

American Income Life Insurance Company Reviews

  • Jun 12, 2015

Apparently they found my résumé on Monster.can n called me. During our phone conversation I did specific state I did not want a sales position but an office position. It was clear that she was thinking I would be great for the Office Manager position n to come in for the interview the next day. Made it clear it was a mangament position as I had to commute by train and Sky train. Took me two hours to get there and to my surprise and two n half hours after being there it was 100% based commission job and we had to pay out of pocket to get our Indurence Licenses with no compensation to take the course and we had a two week period to complete the course. They had the nerve to out me into a room to complete the interview process n I gave her a price of my mind. All I got was I am sorry!! They also forgot to mentioned on the phone interview you needed a drivers license to go sell insurance to people's houses!! But really if I was being interview for Management position what would she!! Inconsiderate scammers!! Needs to stop.

  • Jan 21, 2015

Facts, I'm still getting my facts. I called your bluff. I called and wrote the victim who got conned into signing a similar letter for our Local 435 Labors union in Rochester, NY. In his words they are "scammers". His name is Bob Brown the Business Manager a great guy who thought he was doing a good thing for his Local. His name is Bob Brown 18 Fourth St. Rochester, NY 14609. (585) 454-5800.

I encourage all members do the same and ask detailed questions like, Do I have to have an enrollment officer (1099 contract Sales Agent) drop off my benefits and witness my signature? Or is is this a bunch of crap to get in my door to sell me more. What law says I have designate my beneficiary?

Are my no cost accidental death benefits payable to my estate whether or not I let this bullsh_ter in my home? Is this guy calling from my Local or some local nobody has ever heard of and has no idea where they are located? Is it the Local 277? What is their address and phone number? What is the name of the Local 277 and where are their local union stewards in case I need help? Have they ever been sued for misrepresentation? Has Mark Colbert.c*m, private investigator assisted in suing them? Was he successful?

Did my Local union do a search on the internet with this Union Insurance Company name and added words like fraud, cheat, thieves, liars,rip off to their name for expanded searches or were they just sold a bill of goods because it sounded like a union benefit. What kind of Union benefits do the union sales agents get? Do they pay union dues? Do they have retirement accounts,do they have pensions? Do they have annuities? Are they not owned by Torchmark and listed on the stock market as a profit making Insurance Company that also owns several other Insurance Companies? Did they earn a profit of about $100 million last year off of unsuspecting union members who had no idea that the real purpose of coming to the union members home was to sell two or more policies, disguised as one with little to no value on the most expensive part of what they are selling? Did my Union official know that they won't sell one policy without the other but yet after buying both I can chose later to cancel the expensive one and keep the more valuable one. Did he know that the law allows a period of time to read the policy over, have a legitimate Insurance Agent explain it and cancel for a full refund for a certain period of time or can cancel the expensive part that the real Agent may think is rediculously expensive and keep the other (ADD)if there is a value in your State.

  • Jan 17, 2015

Altig International ripoff The way you get hired Vancouver British Columbia

I am So Sorry to all the people that I have contacted during my time at Altig as a hiring manager. This company doesn't care if you would be any good at the job as long as you are dumb enough, have a heart beat and the cash to pay the "administration fee", course and licensing oh and speak passable english you will get hired. They only care about how many people they can hire and nothing else. You can do good at this company if you have or get that salesman quality to you, you know that slime attitude. But they forget to tell you to put half of what you make a side just in case for tax time and that there is alot of people to see if you are willing to travel EVERY week not the once every 30-45 days. Its a number game to them if you make lots of "enrollments" you can become a manager with a team under you, you still have to go see people plus help train your people and have no life but you do get a percentage of there "enrollments" as well. As you move up in the company you still have to go see people and train people and yes you get more percentages but to make that retirement income you need to work for the company for at less 10 years and hope you didn't have a lot of bad business along the way otherwise you could owe them money. The hiring process is all scripted and we don't care what you did or want to do really, we just wanted to hire you so they could make money and that my numbers were good. It's a number game low numbers bad high numbers good. Again I AM SO SORRY to all that had their lives screwed up by this and good luck in the future. Kris Vancouver, British Columbia

Canada

  • Sep 25, 2014

SPECIAL UPDATE: September 24 2014: American Income Life remains committed to increased customer satisfaction and has improved their business practices over the years to better serve their customers. American Income Life is truly dedicated to making sure their customers are satisfied and that any complaints which do arise are addressed promptly and fairly.

To date, American Income Life has made good faith efforts to resolve all complaints reported on Rip-off Report. Based on our experience, the member business has proven to be among the top members of the Rip-off Report Corporate Advocacy Business Remediation and Customer Satisfaction Program as a Verified Safe Business.

Over time and since becoming a member, American Income Life has remained actively engaged and improving the way they address customer service complaints. As an active and current member of the Rip-off Report Corporate Advocacy Business Remediation and Customer Satisfaction Program we are happy to report that now more than ever American Income Life remains committed to improving customer satisfaction.

Remember, no company or individual can ever satisfy 100% of the people 100% of the time. There are no products or services that will always be perfect for everyone and even the best companies will receive complaints from time to time. However, by participating in the Corporate Advocacy Program, the member business has made a commitment to working with its customers to resolve complaints quickly and fairly whenever possible.

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