American Income Life Insurance Co


Country United States
State Afghanistan
City Washington,Columbia
Address 1701 K St NW # 300
Phone 1 202-833-2030
Website www.ailife.com

American Income Life Insurance Co Reviews

  • Sep 11, 2014

Sept. 3-5 2014: Applied for accounting positions in the Maryland/ Washington DC area through careerbuilder.com. Resume was attached to each application yet was made 'hidden' from all others, including employer searches.

Sept. 8 2014:

Contacted by Kim Lee (301-732-5402), of AIL Beltsville MD, to schedule an interview for that week, with Kevin Davis, for a Management position. I was occupied and asked if she would send an email (email address is on resume) with details and I would reply to confirm.

Sept. 9 2014:

No email arrived, so I called Lee's number and someone else answered. I asked about the postion and was told the opening was for a 'management' position or 'benefits coordinator' position. I asked which one would I be interviewing for, and was told "which ever we feel you are best suited for." I asked if the interviewer would contact me prior to the interview, as I was a distance away and wanted more detail. Was told that Kevin Davis does not call anyone ahead of time. I asked about the company's business and quickly concluded that this is an insurance company looking for sales agents, not salaried managers nor coordinators. I asked how they came across my resume as I had never forwarded it to them or applied with them, and my resume was 'hidden' from all viewers. Was told that they "buy resumes from Careerbuilder.com or Monster.com." I asked to be removed from all their calling lists.

Sept 10 2014:

Received two voicemail messages from Kim Lee, one "reminding Chelsea ------- of HER 10 am interview with Kevin Davis tomorrow," and one reminding me of MY "10 am interview tomorrow with Kevin Davis." These are scheduled for the SAME TIME, on the SAME DAY!

I called the number to remind them that I was not interested and to not call any longer. Kim Lee went on to tell me how wonderful this company was and that I should consider a 'management' opportunity with them. I ask what the job entailed, and was told that "it is about educating union employees who are in the process of or have already established their benefits with the company (AIL)." I mentioned that, "As a benefits coordinator or educator, this sounds like a salary based job, correct?" "Well, not exactly," was the reply. I asked, "What do you mean?" "Part of the compensation is commission," was Lee's response. Becoming confused by her words, I inquired, "How does one go from providing information to getting a commission?"

She stated, "As a benefits coordinator, you will have the oppotunity to offer employees additional insurance products offered by our company." I then asked, "What percentages of the compensation are salary and what percentage is commission?" Kim finally came clean, "Well, there is no salary componenet." I resonded, "So you are really looking for insurance sales people and are doing 'cattle calls' for interviews, as you accidentally left a message on my pnone for another person to come in at the same time I was supposed to be interviewed." Now Kim Lee (propably not her real name), was not happy with my questions and stated, "Apparently you are not a good fit for our company, I'll remove you from my calling list, Have a good day." And she ended the call.

After doing a google search and finding many similar reports for this, and other AIL, offices, I called the company's main location (800-433-3405) to inform them of these practices.

  • Jul 23, 2014

Funny ...I went to an interview today with AIL.

I decided to check out AIL on the internet while waiting for the "powerpoint/movie" session(interview #2). Didn't realized soo many websites were filled with unhappy encounters but it made me come up with a few questions to ask them on interview #2.

"Turnover of agents in the first year?"

"Expected hours spent in a day?"

"What common factor did you see in the group of twenty of us today?"

No answer given to any of my questions in the after movie interview. Confused, I asked "wasn't I supposed to ask questions at this point?". He just looked at me and took notes. That was when I truly realized that there was something not quite 'right' here. He had gone all cold on me the second I asked my three queries.

I left feeling all weird and ruffled and when I got home I looked up AIL more thoroughly. Lot of negativity out there! Hey, I fell for the Kirby sales ploy back in the '80's and this is exactly what that felt like.

Soo... Don't take my word if you are a prospective employee just ask a few simple questions yourself before you make the final leap. This might be the job for you.

Point of interest: note that most of the comments found out here about how good AIL is seems to be written by English failures -mis-spelled words, lack of capitalization, run on sentences, etc., etc. Just really doesn't match up to people that make a high wage in any field.

Point of interest: Look around at the people they picked out to sit with you to watch their power point -there is nothing in common with any of them. A hairstylist, a weight trainer, ex-DOC employee, an iron worker... quite a jumble of mismatched job seekers. Odd, since most fields draw people of similar traits.

Point of interest: Did you actually put an application with this company? I did not but didn't realize this until after I got home and reviewed all the app's I put in this week.

Well... I hope I have given YOU enough info to not walk into this blindly. ASK lots of questions!! If this sounds like something for you then jump on it!!!

It's not for most job seekers with limited incomes-

It’s not for me.

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