This is regarding to inform you that if you can pay $410.00 on March 6th 2015. Then we will close your case file that amount only.
As you know this is an online process, so we can't provide you any document at your mailing address. While applying for these loan company haven't requested any document from your side and also it is clearly mentioned on the agreement, at the time of recollection of money from your side, company will not show you any kind of document as these are the main evidence for the company. However if you are requesting it we can simply forward for the legal consequences. Soon you will received the court summons at your door step and there after we are not able to help you out.
Do revert ASAP.
Regards,
Stephen Brown(Accounts Manager)
ACS Incorp.
On Mon, Mar 2, 2015 at 8:39 PM, Suiters, Nancy wrote:
You need to give more time, Had you had anybody die and did not have a will, you are a real piece of work.
They will try to contact you on Friday. That is the best they can do per her family, so deal with it. Her family is still asking for the information, it does seem fishy that you can’t give it to them.
Alright then we shall have no alternative but to take action through your local County Court to recover the amount due together with court costs and legal fees which is approximately $3210.79(including the amount due). Those who don’t want to pay we dispute them to the courthouse and pay the above mention amount. Kindly updates us with your clear intention so that we can update your case file else we will dispatch your court summons at your door step and your work place within 7 to 10 working days. Kindly hire an attorney till then.
Thanks for your co-operation with us.
Best Wishes
Stephen Brown(Accounts Manager)
ACS Incorp.
On Mon, Mar 2, 2015 at 8:32 PM, Suiters, Nancy wrote:
We are waiting for your response kindly update us ASAP when you can make the payment to the company. So that we can update your file accounts department accordingly.
Do revert us ASAP.
Regards,
Stephen Brown(Accounts Manager)
ACS Incorp.
On Thu, Feb 26, 2015 at 11:35 PM, Suiters, Nancy wrote:
As you know this is an online process, so we can't provide you any document at your mailing address. While applying for these loan company haven't requested any document from your side and also it is clearly mentioned on the agreement, at the time of recollection of money from your side, company will not show you any kind of document as these are the main evidence for the company. However if you are requesting it we can simply forward for the legal consequences. Soon you will received the court summons at your door step and there after we are not able to help you out.
Do revert ASAP.
Regards,
Stephen Brown(Accounts Manager)
ACS Incorp.
On Thu, Feb 26, 2015 at 11:31 PM, Suiters, Nancy wrote:
This is regarding to inform you that you have taken more time to resolve this case but we never received any positive response to settle this case so that we have send this notification.
We have an offer for you will pay the $410.00 with this month then we will close your case file that amount only. After this month you have to pay total outstanding balance $986.45.
You can reach on +13155576477.
Do revert us ASAP.
Regards,
Stephen Brown(Accounts Manager)
ACS Incorp.
On Thu, Feb 26, 2015 at 11:20 PM, Suiters, Nancy wrote:
We have tried several times to work with you but as you are not co-operating with us than unfortunately we have to proceed further with legal actions against your name and SSN in order to dispute this matter into the court house as you have failed to provide us the requested documents.
KINDLY MAKE SURE THAT WE SHOULD RECEIVE THE RESPONSE BEFORE END OF THE DAY IN ORDER TO CLOSE THIS ACCOUNT.
NOTE: IF YOU IGNORED THIS EMAIL AND FAILED TO TAKE CARE OF THIS DEBT THAN ALL OF YOUR BANK ACCOUNTS WILL BE SEIZED THRU MAJOR CREDIT BUREAUS WITHIN NEXT SEVEN BUSINESS DAYS THAT’S WHY YOUR CO-OPERATION WOULD BE REALLY APPRECIATED.
I have been receiving this email over a lengthy period of time. I have requested that they provide me with proof of the signed documents as well as a way to contact them. They have done neither but continue to call me and i am not sure if it is also the same people who keep calling my work number as well. I am totally annoyed with this.
Loan information
Due amount- $870.65
Loan company- acs incorp
Case file transferred: november 2014
Our company Acs incorporation) has authorized us to recover the full amount of due which was taken under your name. As we put your social security number into our national checking database system we found that you have been never charged for a fraud activity & that’s the reason we have decided to give you chance to take care of this issue outside the court without having a negative report on your credit history and social security number.
Now if you want to take care of this issue than you have to pay an out of court restitution amount which includes the late payment charges, penalty charges, interest rate on the loan amount and actual loan amount = restitution amount which is $870.65or else the lawsuit amount which is about $4203.86 will be downloaded against you. If you want to settle this matter today itself, then you can get some percent deduction on the restitution amount and you can take care of this issue by making the payment of the settlement amount today. You have to send us a promissory note to stop your case file temporarily out of the court house. So get back to us asap.
We are very sorry to say that you are going to be legally prosecuted in the court house against your name and ssn within seven days. Your ssn is put on hold by the us government, so before the legal charges get really serious against you, we are notifying you about these legal charges. But as we were not able to reach you so we are sending you a final notification email. Your case file fp-5178; and since it’s a legal matter you will need our help, so call us right now to make a payment and freeze down this case.
As you are a defaulter on this credit, united legal investigation bureau has stated three serious allegations against you and they are:
(1) violation of federal banking regulation
(2) collateral check fraud
(3) theft by deception
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
The factual basis for the complaints is as follows:
You accepted to return the funds from this aforementioned advancement as per contract.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
Also we would like to know when you can pay the requested $870.65 to settle this case.
This is our final notification to you as we found you to be a genuine person as told you before. You can resolve the issue by paying out of court restitution amount/ settlement amount as decided by the court house.
I received an email from David Kelley in reference to oweing ACS 956.00 they ststed I borrowed 300.00. The scary thing they have my last 4 of my ssn right and bank information. i. Never norrpwed any monies from this company so how can they my personal information. They are threatening to contact my job for a garnishment. I want this company to be prosecuted gir fraudulent information. Please assist me in getting this out there for trying to scam people. I keep getting e-mail from this company. Please help.
This issue outside the Court without having a report on your Credit History and SSN. Now if you want to take care of this issue than you have to pay an out of Court Restitution Amount which includes the late payment charges, penalty charges, interest rate on the loan amount and actual loan amount = Restitution Amount which is $795.67 or else the lawsuit amount which is about $3903.86 WILL BE DOWNLOADED AGAINST Internet
I keep receiving these threatening emails saying I owe money for a payroll check institution that I have never heard of. Is this accurate or a scam? They want me to do a money pak only which can't be traced.
The following company send me an email and personal information; however, when I went to call them I kept getting a busy or disconnected response:
This is Advance Cash Services, it is a parental company which owns and operates more than 250 websites like CASH NET USA, CASH AMERICA & 500 CASH ADVANCE etc, you applied from one of our website and you never bothered to pay this debt, so the creditor wants to know your intention about this matter of yours that what would you like to do.
And we are talking about the loan amount of $300.00 that you took with the company ACS – Advance Cash Services (A Parental Pay Day Advance Company), ...
Kindly let us know are you willing to resolve this matter out of the court house (thru settlement plan) or we should proceed further with the legal charges against you. Once this case will be downloaded against you then we won’t be able to help you out.
While searching for a valid internet loan, I have come across much dishonesty, lawsuit and jail threats to the point I don't even want to answer my phone. To come home to an e-mail that pretty much acuses me of being a recipient of a non-existent loan, pretty much frosted the icing on a not so great day. To be able to find on the internet that tis IS s scam was a welcome relief
have received several harassing phone calls and emails from a company called ACS payday loans. The phone calls and emails state that I owe over $956.25 due to a loan I NEVER applied or been deposit ino my bank account or received.
The email states they are suing me and my social security number has been on hold and sent to the Goverment and I have 48 hrs to respond!
They use a different phone numbers email format every time they call or email and theres not a mailing address attached to the emails, just 3 different phone numbers (347-719-1927)
I have read several Fraud and Scam articles about this company. The complaints consist of the exact same information I experienced with this company,... i.e I owe money du to payday loan ( from a person who speaks BAD english anbd I be sued). the email is the exact same letter consumer sent in that was filing a complaint.
These people are scaring people into sending them money. They are not a real collection agency. They will send you an email saying you owe a specific amount of money to an old creditor and may even have your social security number and address. DO NOT SEND THEM ANY MONEY!!!!! they will give you an account# and tell you that if you dont send any money now right away that they are going to sue ou in count and that they amount you owe will triple.......be careful.
Peter cooper sent me a email stated they are sueing me with case number R-300614 that i owe them$870.69 they would settled this matter for that if not we would go to court and charge me $4206.00 if we go to court.i tried to email the back sdking for a 15d Trying to sue me for a check advanced that was never take out cash net usa.
Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $3341.86 against you, we request you to kindly pay the Court Restitution Amount which is $965.75 if you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.
As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.
As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-
• Attachment of Earnings base (Earnings Arrestment)-Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
• Warrant of Execution (Exceptional Attachment Order) - Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.
If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
The Factual Basis for the complaints is as follows:
You accepted to return the funds from this aforementioned pending loan.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedy:
All funds to be returned as per terms of initial contract
Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $965.75 to settle this case.
To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:30 PM EDT on 315 636 4544 or reply back to this email to get in touch with the representative.
NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, transmission, dissemination to unauthorized persons or other use of the original message and any attachments are strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
ACS Incorporation Collection Reviews
This is regarding to inform you that if you can pay $410.00 on March 6th 2015. Then we will close your case file that amount only.
As you know this is an online process, so we can't provide you any document at your mailing address. While applying for these loan company haven't requested any document from your side and also it is clearly mentioned on the agreement, at the time of recollection of money from your side, company will not show you any kind of document as these are the main evidence for the company. However if you are requesting it we can simply forward for the legal consequences. Soon you will received the court summons at your door step and there after we are not able to help you out.
Do revert ASAP.
Regards,
Stephen Brown(Accounts Manager)
ACS Incorp.
On Mon, Mar 2, 2015 at 8:39 PM, Suiters, Nancy wrote:
You need to give more time, Had you had anybody die and did not have a will, you are a real piece of work.
They will try to contact you on Friday. That is the best they can do per her family, so deal with it. Her family is still asking for the information, it does seem fishy that you can’t give it to them.
From: Agreement ACS [mailto:[email protected]]
Sent: Monday, March 02, 2015 10:04 AM
To: Suiters, Nancy
Subject: Re: Final Notification
Alright then we shall have no alternative but to take action through your local County Court to recover the amount due together with court costs and legal fees which is approximately $3210.79(including the amount due). Those who don’t want to pay we dispute them to the courthouse and pay the above mention amount. Kindly updates us with your clear intention so that we can update your case file else we will dispatch your court summons at your door step and your work place within 7 to 10 working days. Kindly hire an attorney till then.
Thanks for your co-operation with us.
Best Wishes
Stephen Brown(Accounts Manager)
ACS Incorp.
On Mon, Mar 2, 2015 at 8:32 PM, Suiters, Nancy wrote:
From: Agreement ACS [mailto:[email protected]]
Sent: Monday, March 02, 2015 10:01 AM
To: Suiters, Nancy
Subject: Re: Final Notification
We are waiting for your response kindly update us ASAP when you can make the payment to the company. So that we can update your file accounts department accordingly.
Do revert us ASAP.
Regards,
Stephen Brown(Accounts Manager)
ACS Incorp.
On Thu, Feb 26, 2015 at 11:35 PM, Suiters, Nancy wrote:
From: Agreement ACS [mailto:[email protected]]
Sent: Thursday, February 26, 2015 1:03 PM
To: Suiters, Nancy
Subject: Re: Final Notification
As you know this is an online process, so we can't provide you any document at your mailing address. While applying for these loan company haven't requested any document from your side and also it is clearly mentioned on the agreement, at the time of recollection of money from your side, company will not show you any kind of document as these are the main evidence for the company. However if you are requesting it we can simply forward for the legal consequences. Soon you will received the court summons at your door step and there after we are not able to help you out.
Do revert ASAP.
Regards,
Stephen Brown(Accounts Manager)
ACS Incorp.
On Thu, Feb 26, 2015 at 11:31 PM, Suiters, Nancy wrote:
From: Agreement ACS [mailto:[email protected]]
Sent: Thursday, February 26, 2015 12:57 PM
To: Suiters, Nancy
Subject: Re: Final Notification
This is regarding to inform you that you have taken more time to resolve this case but we never received any positive response to settle this case so that we have send this notification.
We have an offer for you will pay the $410.00 with this month then we will close your case file that amount only. After this month you have to pay total outstanding balance $986.45.
You can reach on +13155576477.
Do revert us ASAP.
Regards,
Stephen Brown(Accounts Manager)
ACS Incorp.
On Thu, Feb 26, 2015 at 11:20 PM, Suiters, Nancy wrote:
From: Agreement ACS [mailto:[email protected]]
Sent: Thursday, February 26, 2015 12:44 PM
To: Suiters, Nancy
Subject: Final Notification
We have tried several times to work with you but as you are not co-operating with us than unfortunately we have to proceed further with legal actions against your name and SSN in order to dispute this matter into the court house as you have failed to provide us the requested documents.
KINDLY MAKE SURE THAT WE SHOULD RECEIVE THE RESPONSE BEFORE END OF THE DAY IN ORDER TO CLOSE THIS ACCOUNT.
NOTE: IF YOU IGNORED THIS EMAIL AND FAILED TO TAKE CARE OF THIS DEBT THAN ALL OF YOUR BANK ACCOUNTS WILL BE SEIZED THRU MAJOR CREDIT BUREAUS WITHIN NEXT SEVEN BUSINESS DAYS THAT’S WHY YOUR CO-OPERATION WOULD BE REALLY APPRECIATED.
Best Wishes,
Stephen Brown(Accounts Manager)
ACS Incorp.
I have been receiving this email over a lengthy period of time. I have requested that they provide me with proof of the signed documents as well as a way to contact them. They have done neither but continue to call me and i am not sure if it is also the same people who keep calling my work number as well. I am totally annoyed with this.
Loan information
Due amount- $870.65
Loan company- acs incorp
Case file transferred: november 2014
Our company Acs incorporation) has authorized us to recover the full amount of due which was taken under your name. As we put your social security number into our national checking database system we found that you have been never charged for a fraud activity & that’s the reason we have decided to give you chance to take care of this issue outside the court without having a negative report on your credit history and social security number.
Now if you want to take care of this issue than you have to pay an out of court restitution amount which includes the late payment charges, penalty charges, interest rate on the loan amount and actual loan amount = restitution amount which is $870.65or else the lawsuit amount which is about $4203.86 will be downloaded against you. If you want to settle this matter today itself, then you can get some percent deduction on the restitution amount and you can take care of this issue by making the payment of the settlement amount today. You have to send us a promissory note to stop your case file temporarily out of the court house. So get back to us asap.
We are very sorry to say that you are going to be legally prosecuted in the court house against your name and ssn within seven days. Your ssn is put on hold by the us government, so before the legal charges get really serious against you, we are notifying you about these legal charges. But as we were not able to reach you so we are sending you a final notification email. Your case file fp-5178; and since it’s a legal matter you will need our help, so call us right now to make a payment and freeze down this case.
As you are a defaulter on this credit, united legal investigation bureau has stated three serious allegations against you and they are:
(1) violation of federal banking regulation
(2) collateral check fraud
(3) theft by deception
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
The factual basis for the complaints is as follows:
You accepted to return the funds from this aforementioned advancement as per contract.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
Also we would like to know when you can pay the requested $870.65 to settle this case.
This is our final notification to you as we found you to be a genuine person as told you before. You can resolve the issue by paying out of court restitution amount/ settlement amount as decided by the court house.
I received an email from David Kelley in reference to oweing ACS 956.00 they ststed I borrowed 300.00. The scary thing they have my last 4 of my ssn right and bank information. i. Never norrpwed any monies from this company so how can they my personal information. They are threatening to contact my job for a garnishment. I want this company to be prosecuted gir fraudulent information. Please assist me in getting this out there for trying to scam people. I keep getting e-mail from this company. Please help.
Kellie Henderson,North Carolina
This issue outside the Court without having a report on your Credit History and SSN. Now if you want to take care of this issue than you have to pay an out of Court Restitution Amount which includes the late payment charges, penalty charges, interest rate on the loan amount and actual loan amount = Restitution Amount which is $795.67 or else the lawsuit amount which is about $3903.86 WILL BE DOWNLOADED AGAINST Internet
I keep receiving these threatening emails saying I owe money for a payroll check institution that I have never heard of. Is this accurate or a scam? They want me to do a money pak only which can't be traced.
The following company send me an email and personal information; however, when I went to call them I kept getting a busy or disconnected response:
This is Advance Cash Services, it is a parental company which owns and operates more than 250 websites like CASH NET USA, CASH AMERICA & 500 CASH ADVANCE etc, you applied from one of our website and you never bothered to pay this debt, so the creditor wants to know your intention about this matter of yours that what would you like to do.
And we are talking about the loan amount of $300.00 that you took with the company ACS – Advance Cash Services (A Parental Pay Day Advance Company), ...
Kindly let us know are you willing to resolve this matter out of the court house (thru settlement plan) or we should proceed further with the legal charges against you. Once this case will be downloaded against you then we won’t be able to help you out.
Do revert ASAP.
Regards
Jason Carter
Investigation Officer,
(Advance Cash Service)
While searching for a valid internet loan, I have come across much dishonesty, lawsuit and jail threats to the point I don't even want to answer my phone. To come home to an e-mail that pretty much acuses me of being a recipient of a non-existent loan, pretty much frosted the icing on a not so great day. To be able to find on the internet that tis IS s scam was a welcome relief
have received several harassing phone calls and emails from a company called ACS payday loans. The phone calls and emails state that I owe over $956.25 due to a loan I NEVER applied or been deposit ino my bank account or received.
The email states they are suing me and my social security number has been on hold and sent to the Goverment and I have 48 hrs to respond!
They use a different phone numbers email format every time they call or email and theres not a mailing address attached to the emails, just 3 different phone numbers (347-719-1927)
I have read several Fraud and Scam articles about this company. The complaints consist of the exact same information I experienced with this company,... i.e I owe money du to payday loan ( from a person who speaks BAD english anbd I be sued). the email is the exact same letter consumer sent in that was filing a complaint.
I received a email from this company & i didin`t have any bussines like that !
These people are scaring people into sending them money. They are not a real collection agency. They will send you an email saying you owe a specific amount of money to an old creditor and may even have your social security number and address. DO NOT SEND THEM ANY MONEY!!!!! they will give you an account# and tell you that if you dont send any money now right away that they are going to sue ou in count and that they amount you owe will triple.......be careful.
THEY USE WORDS LIKE
1. BANK FRAUD
2. CHECK FRAUD
3. THEFT BY DECEPTION
Peter cooper sent me a email stated they are sueing me with case number R-300614 that i owe them$870.69 they would settled this matter for that if not we would go to court and charge me $4206.00 if we go to court.i tried to email the back sdking for a 15d Trying to sue me for a check advanced that was never take out cash net usa.
Case No. DA-0530
Balance Amount: $965.75
Case File Transferred to ACS: - May 2014
Dear Customer,
Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $3341.86 against you, we request you to kindly pay the Court Restitution Amount which is $965.75 if you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.
As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.
As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-
• Attachment of Earnings base (Earnings Arrestment)-Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
• Warrant of Execution (Exceptional Attachment Order) - Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.
If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
The Factual Basis for the complaints is as follows:
You accepted to return the funds from this aforementioned pending loan.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedy:
All funds to be returned as per terms of initial contract
Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $965.75 to settle this case.
To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:30 PM EDT on 315 636 4544 or reply back to this email to get in touch with the representative.
NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS
Yours sincerely
Collections & Legal Department
ACS LEGAL DEPARTMENT
----------------------------------------------------------------------------------------------------
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, transmission, dissemination to unauthorized persons or other use of the original message and any attachments are strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.